Claims Consultant - Global Specialty Property Major Case

About the role

The Claim Consultant role at The Hartford is dedicated to managing complex commercial property and inland marine claims. This position involves investigating, evaluating, negotiating, and resolving claims, often with six-figure loss potential. It also includes interpreting and applying insurance coverage, developing claim strategies, and communicating status updates.

Responsibilities

• Develop and execute claim strategies for investigation, evaluation, disposition, and settlement.
• Assess claim exposure, establish reserves, prioritize activities, and manage timelines.
• Interpret and apply insurance coverage accurately while leveraging technical and jurisdictional expertise.
• Utilize claim cost management strategies and resources consistent with company practices and procedures.
• Identify and pursue mitigation, subrogation, and other recovery opportunities.
• Communicate claim status, significant developments, and claim disposition to business partners and management as required.

Requirements

• Bachelor's degree or equivalent work experience.
• Minimum 3 years of experience handling First Party Property and/or Inland Marine claims.
• Knowledge of Department of Insurance claim handling requirements and applicable regulations across multiple jurisdictions.
• State adjusting licenses as required.
• Strong organizational, prioritization, and time-management skills with the ability to work independently in a fast-paced environment.

Preferred Qualifications

• Full-file claims handling experience.
• Commercial Property, Inland Marine Transportation, Excess & Surplus (E&S), and Business Income claims experience.
• Experience handling specialized risks, including Builder's Risk, Contractor's Equipment, Habitational, Binding Brokerage, Transportation, Fine Art, and Technology Equipment.
• Xactimate experience, including estimating structural property damage.
• Professional designations such as AIC, CCP, CPCU, or equivalent.
• Demonstrated ability to manage complex claims, apply sound judgment, and achieve strong claim outcomes.

Benefits

• 401K
• Medical
• Dental
• Vision
• Life and Disability Insurance
• 25 days paid time off in your first full year and Paid Holidays
• Comprehensive benefits package and award-winning well-being program
• Tuition reimbursement - up to $5,250 (undergraduate) and $6,000 (graduate)
• Student Loan Paydown Program – eligible to participate after 6 months of service

Pay

The listed annualized base pay range is $84,800 - $127,200. Base pay may vary based on factors including performance, proficiency, and demonstration of competencies required for the role.

Schedule

This role can have a Hybrid or Remote work arrangement. Candidates who live near an office will have the expectation of working in an office 3 days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work arrangement, with the expectation of coming into an office as business need arises.