Central Monitoring Specialist

Responsibilities

• Monitor loans based on collateral types to ensure they perform on all levels of credit
• Determine that the credit is properly documented/secured
• Determine that loan policy is followed
• Determine if credit files are properly maintained
• Determine the credit quality of the loans monitored
• Determine that the credit is properly documented for compliance policies
• Discuss credit with Relationship Manager and/or Senior Credit Officer to obtain additional information and determine if there are other important matters related to the credit that should be considered for monitoring
• Track findings via document exceptions and covenant records within the bank’s applicable systems
• Perform other related duties as assigned

Qualifications

• A high school diploma or equivalent required
• A bachelor's degree in Business or Finance is preferred
• Minimum of 2 years of underwriting, loan documentation, or loan operations experience required
• General knowledge or ability to learn and ability to use bank related software
• A willingness and ability to learn credit terminology, forms, loan documents, legal documents, and bank lending policies and procedures
• Ability to deal effectively with the personnel of other bank departments
• Good communication skills

Physical Demands

• Frequently stand or sit
• Kneel, stoop, or squat
• Use hands or fingers to handle or feel objects, tools or controls
• Reach with hands and arms
• Talk or hear
• Occasionally lift and /or move up to 25 pounds

Work Environment

• Communicate effectively, both verbally and in writing
• Work closely with internal business partners and external clients
• Uphold confidentiality at all times

Prioritization

• Detail instructions and procedures are required to be followed at all times to safeguard the Bank’s employees, customers, and assets