Associate, Insurance Product and Emerging Product Innovation

About the role

The Associate, Insurance Product & Emerging Solutions supports the development, execution, and optimization of innovative health solutions across Oscar’s Individual and Family Plan (IFP) product portfolio. This role partners cross-functionally to support product strategy, market research, member engagement initiatives, and lifecycle management activities that improve member experience, affordability, retention, and long-term product performance.

Responsibilities

• Support development and execution of product and innovation initiatives across Oscar’s product portfolio and emerging solution domains
• Analyze and translate market research, competitive data sets, and performance assessments to support product strategy recommendations
• Aid in identifying growth opportunities, including lifestyle-oriented products, population-specific solutions, and adjacent offerings
• Support development of business cases, market insights, and product recommendations in partnership with actuarial, finance, market leadership, and marketing
• Analyze member, market, and performance data to identify trends, risks, and optimization opportunities
• Support ongoing product lifecycle activities, including launch readiness, post-launch monitoring, optimization efforts, and remediation tracking
• Coordinate cross-functional inputs across product, regulatory, actuarial, compliance, operational, and growth teams to support alignment and execution
• Track timelines, dependencies, risks, and deliverables across concurrent work streams and product initiatives
• Aid in documenting assumptions, decisions, and key learnings to support future planning and audibility of product portfolio
• Partner collaboratively across actuarial, network, compliance, regulatory, finance, operations and market leadership teams
• Support coordination of complex initiatives across multiple stakeholders and business functions
• Prepare materials, analyses, and summaries for leadership discussions, governance reviews, and planning sessions
• Escalate risks, dependencies, and operational concerns in a timely and solutions-oriented manner
• Ensure compliance with all applicable laws and regulations

Requirements

• Bachelor's degree in Business, Healthcare, Economics, Mathematics, Statistics, Finance, or related field, or equivalent experience
• 3+ years of experience in product, analytics, strategy, consulting, or insurance-related roles
• Strong analytical, structured problem-solving, and communication skills, with ability to translate data into actionable insights
• Demonstrated organizational skills with the ability to manage multiple priorities and deadlines simultaneously
• Strong written and verbal skills, with ability to navigate ambiguity and support execution in fast-paced environments
• Willingness to travel up to 25% of the time
• Experience with ACA marketplace, individual and family plan (IFP), and small group sponsored insurance products
• Familiarity with QHP product filing processes and regulatory requirements
• Experience supporting product lifecycle initiatives, product launches, or operational implementation efforts
• Exposure to member engagement, rewards, wellness, or incentive programs
• Familiarity with healthcare regulatory and compliance environments
• MBA, MHA, MPH or advanced degree

Benefits

• Medical, dental, and vision benefits
• 11 paid holidays
• Paid sick time
• Paid parental leave
• 401(k) plan participation
• Life and disability insurance
• Paid wellness time and reimbursements