Assistant Vice President, Senior Credit Analyst

About the role

The Assistant Vice President, Senior Credit Analyst is a full-time position located in the Merced Branch, Merced, CA. Yosemite Farm Credit is a farmer-owned cooperative with over 100 years of history serving the agriculture community in Stanislaus, Merced, Tuolumne, and Mariposa counties. The Association provides lending services to approximately 5,200 customers with loan volume over $5 billion, financing dairy, almonds, irrigated field crops, cattle, and walnuts.

Job Responsibilities/Duties

• Provide advanced credit analysis, underwriting support, and operational leadership within the Branch and across the Association.
• Serve as a mentor and resource to Credit Analysts and Operations/Credit Support Specialists.
• Support branch leadership in achieving credit and underwriting goals.
• Manage the loan analysis process from initial review through final credit write-up.
• Formulate projections based on historical financial data.
• Makes preliminary recommendations based on credit analysis.
• Recommend appropriate loan controls and conditions.
• Monitor financial performance.
• Prepare required loan documentation.
• Congnorate borrower and client correspondence.
• Assist with the timely and accurate completion of loan documents.
• Other duties as assigned.

Preferred Qualifications

• Bachelor's or Master's degree in Business Administration or Agricultural Business with concentration in Finance, Accounting, or equivalent.
• Minimum seven years of experience in underwriting.
• Good analytical and statistical skills to evaluate, prioritize, and categorize data for credit related activities.
• Excellent verbal and written communication skills.
• Good computer skills and proficiency in Windows, Excel, Word, and Adobe.
• Agricultural knowledge, experience, and education are desirable.

Grade/Salary/Benefits

Yosemite Farm Credit offers a competitive benefit package including outstanding vacation/sick time accrual, health, dental, and vision plans, tuition reimbursement, 401k fixed AND company match, corporate fitness program, performance related compensation, volunteer time off, and paid holidays. The Base Salary for this position ranges from $7,700 (minimum) - $11,000 (maximum) per month, depending on experience. The position is also eligible to participate in an annual incentive program (performance related compensation) earning up to 10% of annual base salary. This program is subject to Board approval.

Workplace Flexibility Program

This program provides the opportunity to have a hybrid (in office and work from home) schedule. It includes an allowance of up to $500 for qualifying expenses to outfit employees’ home office. The in-office requirement will be dependent on the candidate’s location.

Application Deadline

Applications will be accepted through July 19, 2026.

Contact Information

If you have questions regarding the job posting or need additional information, please contact Cortney Lawler at (209) 383-1116. Application Job Link: https://yfc.bamboohr.com/careers/68.

Equal Opportunity Employer

Yosemite Farm Credit is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.