AML/BSA Risk Analyst
for section headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We must include sections only when posting has real specific content. We have content: description of role, responsibilities, qualifications, skills, abilities, education, etc. Also salary range (Pay). No explicit Benefits or Schedule. So we should not create Benefits or Schedule sections. Also we should not repeat job title as heading. We need to include sections: About the role (maybe summary), Responsibilities, Requirements, Qualifications, Skills, Pay. Possibly combine Education, Skills & Abilities into Qualifications and Skills. The instruction: Use for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). So we can choose which sections to include based on content.
We have: "The BSA Risk Analyst will work to protect the safety and soundness..." That's about the role. So About the role.
Responsibilities: many bullet-like sentences. We'll put them in - .
Requirements: maybe education and experience? Could be Requirements section.
Qualifications: maybe education, degree, experience.
Skills: analytical, communication, etc.
Pay: salary range.
We must not include boilerplate like supervisory responsibilities, dimensions, nature & scope? Actually those are part of responsibilities. We'll incorporate.
We must preserve all substantive information; do not invent or summarize away detail. So we need to include all details from the posting, but we can format them as list items.
We need to avoid repeating job title as heading. Also do not put Job ID etc.
We must remove cookie/navigation/legal/EEO etc. Not present.
We must not create sections with filler like "commensurate with experience". Not present.
We need to output only HTML fragment.
Let's extract content:
About the role: The BSA Risk Analyst will work to protect the safety and soundness of the credit union, from a BSA/AML/Compliance perspective. The analyst assists with developing, implementing, and administering all aspects of the BSA/AML and Compliance program. The Analyst will be responsible for identifying emerging BSA/AML/OFAC risks and ensuring that proper controls, procedures, and training are in place to help mitigate these risks. Required to be fully knowledgeable and skilled in all areas of the Compliance departments.
Responsibilities: list items from major accountability and nature & scope.
Let's compile responsibilities:
- Ensure the credit union complies with all applicable regulations and laws related to position responsibilities.
- Assist in developing, implementing, and administering regulatory compliance reviews based upon compliance risk in annual enterprise risk report and industry trends along with compliance assessments.
- Proficient use of BSA/AML software, including reporting any system issues and coordinating periodic software upgrades.
- Process BSA/AML alerts from red flag software.
- Prepare effective, accurate, and sufficient SARs.
- Maintain accurate supporting documentation of all SARs filed or investigations where SARs were not filed.
- Maintain an effective tracking system.
- Prepare accurate and effective Currency Transaction Reports.
- Process escalated watch list alerts.
- Proficiently utilize the Verafin software and core system to effectively investigate and monitor member transactions to provide an overall picture of potential suspicious activity.
- Analyze activity across all channels to identify and investigate potential suspicious activity.
- Stay current on industry trends and best practices to help assess the impacts to regulatory compliance and assist in implementing processes to minimize BSA/AML/OFAC risk within the credit union.
- Determine whether a SAR should be created.
- Confer with Lead BSA Risk Supervisor and AVP, Compliance and Legal/BSA Officer, as needed.
- Maintain confidentiality and ensure timely filing.
- Write effective, accurate and sufficient narratives as part of the SAR creation.
- Maintain accurate supporting documentation of all SARs filed, or investigative reports where SARs were not filed, and sustain an effective tracking system.
- Actively track SARs to ensure existing SARs are monitored for 90 day follow-up and reporting.
- Comprehend and articulate the impact of regulatory compliance changes and implement processes to minimize AML/BSA credit union risk.
- Prepare, assist, and analyze information related to various compliance assessments to assist in risk monitoring and risk reduction.
- Assist with escalated potential OFAC matches and escalated potential 314a matches from internal partners.
- Assist in reviewing and maintaining Monetary Instrument Logs.
- Monitor and report elder abuse cases as well as maintain communication with appropriate external parties.
- Participate on projects that affect AML/BSA/Compliance.
- Determine how regulatory changes impact BSA/AML systems and work with internal partners to find solutions to alleviate manual work.
- High level of understanding of Customer Due Diligence and AML/BSA regulatory rules, regulations, and guidance and is able to answer questions from internal partners.
- Prepare and participate in BSA/AML/OFAC training for internal partners.
- Perform other duties as assigned.
Also dimensions: Service, Grit, DEI maybe could be part of responsibilities? They are like competencies. Could be included under Skills or Requirements. But we have Skills section.
Requirements: Education, experience, etc.
Qualifications: Bachelor’s degree, preferably in risk management, business, finance or a related field or relevant industry experience. 1-5 years BSA/AML experience. Proficiency in AML software is required.
Skills: Strong analytical, communication (oral and written), and interpersonal skills. Ability to gather, compile and present data in a clear and logical manner. Organized, detail-oriented, creative thinker, team player, and self-starter. Ability to manage multiple competing priorities and complete all in a timely and efficient manner. Ability to follow directions from a supervisor, interacts effectively with co-workers, follow work rules and procedures, and accept constructive criticism. Regularly participates in external BSA/AML/Risk training and/or conferences. Knowledge of regulatory laws in the credit union industry is a plus. Must have a high level of writing skills including but not limited to grammar proficiency, the ability to present numerical data effectively, and ability to edit own work for spelling and grammar.
Physical Requirements: Excellent ability to communicate, both verbally and in writing; ability to tolerate periods of continuous sitting. Environmental Conditions: Work is primarily performed within a cubicle office setting. Subject to standard background noise found in an office environment. Note: Staff is expected to perform various tasks, projects and administrative duties as assigned. Management reserves the right to assign or change duties and tasks to this position at their discretion.
We could include Physical Requirements and Environmental Conditions under a section like "Working Conditions" but not in allowed headings. Since only allowed headings are those listed, we might omit them or incorporate into Responsibilities or Skills? But we must preserve ALL substantive information; we cannot drop it. However we could incorporate them into a
under Responsibilities or maybe under a generic section? The instruction: Use
for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). It doesn't forbid other headings? It says use for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). Likely they expect only those headings. But we must preserve all substantive information; we could put physical requirements and environmental conditions as a
under Responsibilities or maybe under a separate
like "Working Conditions" but that's not in the list. Safer to include them as a
under Responsibilities (maybe as a note). Or we could add a section "Requirements" to include physical requirements? But Requirements is for qualifications. Might be okay to add a
after Skills.
Given the instruction: "Use
for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule)." It doesn't say you cannot use other headings, but they gave examples. Safer to stick to those. We can embed physical/environmental details in a
under Responsibilities or maybe under a separate
after Skills but not as a heading.
We must not repeat job title as heading. We'll not.
We'll output:
About the role
...
Responsibilities
- ...
...
Requirements
... maybe education and experience? Actually Requirements could be education and experience. We'll put: Bachelor’s degree, preferably in risk management, business, finance or a related field or relevant industry experience. 1-5 years BSA/AML experience. Proficiency in AML software is required.
Qualifications
Strong analytical, communication (oral and written), and interpersonal skills. Ability to gather, compile and present data in a clear and logical manner. Organized, detail-oriented, creative thinker, team player, and self-starter. Ability to manage multiple competing priorities and complete all in a timely and efficient manner. Ability to follow directions from a supervisor, interacts effectively with co-workers, follow work rules and procedures, and accept constructive criticism. Regularly participates in external BSA/AML/Risk training and/or conferences. Knowledge of regulatory laws in the credit union industry is a plus. Must have a high level of writing skills including but not limited to grammar proficiency, the ability to present numerical data effectively, and ability to edit own work for spelling and grammar.
Skills
Maybe we already used Qualifications for skills; but we need both Qualifications and Skills sections. Could swap: Qualifications = education/experience; Skills = abilities. Let's do that.
Thus:
Qualifications
Bachelor’s degree, preferably in risk management, business, finance or a related field or relevant industry experience. 1-5 years BSA/AML experience. Proficiency in AML software is required.
Skills
Strong analytical, communication (oral and written), and interpersonal skills. Ability to gather, compile and present data in a clear and logical manner. Organized, detail-oriented, creative thinker, team player, and self-starter. Ability to manage multiple competing priorities and complete all in a timely and efficient manner. Ability to follow directions from a supervisor, interacts effectively with co-workers, follow work rules and procedures, and accept constructive criticism. Regularly participates in external BSA/AML/Risk training and/or conferences. Knowledge of regulatory laws in the credit union industry is a plus. Must have a high level of writing skills including but not limited to grammar proficiency, the ability to present numerical data effectively, and ability to edit own work for spelling and grammar.
Pay
Salary Range (Hourly) $25.2199 - $31.5249
We need to include Physical Requirements and Environmental Conditions somewhere. Could add a after Pay maybe as a note without heading. Or incorporate into Responsibilities as a bullet? Might be okay to add a
after Pay: "Physical Requirements: Excellent ability to communicate, both verbally and in writing; ability to tolerate periods of continuous sitting. Environmental Conditions: Work is primarily performed within a cubicle office setting. Subject to standard background noise found in an office environment." That preserves info.
We must not include boilerplate like "Note: Staff is expected to perform various tasks, projects and administrative duties as assigned. Management reserves the right to assign or change duties and tasks to this position at their discretion." That's also substantive; we should include it. Could add as a
after Physical Requirements.
Let's add a
after Pay: maybe a note.
Thus final HTML:
About the role
The BSA Risk Analyst will work to protect the safety and soundness of the credit union, from a BSA/AML/Compliance perspective. The analyst assists with developing, implementing, and administering all aspects of the BSA/AML and Compliance program. The Analyst will be responsible for identifying emerging BSA/AML/OFAC risks and ensuring that proper controls, procedures, and training are in place to help mitigate these risks. Required to be fully knowledgeable and skilled
- .
Requirements: maybe education and experience? Could be Requirements section.
Qualifications: maybe education, degree, experience.
Skills: analytical, communication, etc.
Pay: salary range.
We must not include boilerplate like supervisory responsibilities, dimensions, nature & scope? Actually those are part of responsibilities. We'll incorporate.
We must preserve all substantive information; do not invent or summarize away detail. So we need to include all details from the posting, but we can format them as list items.
We need to avoid repeating job title as heading. Also do not put Job ID etc.
We must remove cookie/navigation/legal/EEO etc. Not present.
We must not create sections with filler like "commensurate with experience". Not present.
We need to output only HTML fragment.
Let's extract content:
About the role: The BSA Risk Analyst will work to protect the safety and soundness of the credit union, from a BSA/AML/Compliance perspective. The analyst assists with developing, implementing, and administering all aspects of the BSA/AML and Compliance program. The Analyst will be responsible for identifying emerging BSA/AML/OFAC risks and ensuring that proper controls, procedures, and training are in place to help mitigate these risks. Required to be fully knowledgeable and skilled in all areas of the Compliance departments.
Responsibilities: list items from major accountability and nature & scope.
Let's compile responsibilities:
- Ensure the credit union complies with all applicable regulations and laws related to position responsibilities.
- Assist in developing, implementing, and administering regulatory compliance reviews based upon compliance risk in annual enterprise risk report and industry trends along with compliance assessments.
- Proficient use of BSA/AML software, including reporting any system issues and coordinating periodic software upgrades.
- Process BSA/AML alerts from red flag software.
- Prepare effective, accurate, and sufficient SARs.
- Maintain accurate supporting documentation of all SARs filed or investigations where SARs were not filed.
- Maintain an effective tracking system.
- Prepare accurate and effective Currency Transaction Reports.
- Process escalated watch list alerts.
- Proficiently utilize the Verafin software and core system to effectively investigate and monitor member transactions to provide an overall picture of potential suspicious activity.
- Analyze activity across all channels to identify and investigate potential suspicious activity.
- Stay current on industry trends and best practices to help assess the impacts to regulatory compliance and assist in implementing processes to minimize BSA/AML/OFAC risk within the credit union.
- Determine whether a SAR should be created.
- Confer with Lead BSA Risk Supervisor and AVP, Compliance and Legal/BSA Officer, as needed.
- Maintain confidentiality and ensure timely filing.
- Write effective, accurate and sufficient narratives as part of the SAR creation.
- Maintain accurate supporting documentation of all SARs filed, or investigative reports where SARs were not filed, and sustain an effective tracking system.
- Actively track SARs to ensure existing SARs are monitored for 90 day follow-up and reporting.
- Comprehend and articulate the impact of regulatory compliance changes and implement processes to minimize AML/BSA credit union risk.
- Prepare, assist, and analyze information related to various compliance assessments to assist in risk monitoring and risk reduction.
- Assist with escalated potential OFAC matches and escalated potential 314a matches from internal partners.
- Assist in reviewing and maintaining Monetary Instrument Logs.
- Monitor and report elder abuse cases as well as maintain communication with appropriate external parties.
- Participate on projects that affect AML/BSA/Compliance.
- Determine how regulatory changes impact BSA/AML systems and work with internal partners to find solutions to alleviate manual work.
- High level of understanding of Customer Due Diligence and AML/BSA regulatory rules, regulations, and guidance and is able to answer questions from internal partners.
- Prepare and participate in BSA/AML/OFAC training for internal partners.
- Perform other duties as assigned.
Also dimensions: Service, Grit, DEI maybe could be part of responsibilities? They are like competencies. Could be included under Skills or Requirements. But we have Skills section.
Requirements: Education, experience, etc.
Qualifications: Bachelor’s degree, preferably in risk management, business, finance or a related field or relevant industry experience. 1-5 years BSA/AML experience. Proficiency in AML software is required.
Skills: Strong analytical, communication (oral and written), and interpersonal skills. Ability to gather, compile and present data in a clear and logical manner. Organized, detail-oriented, creative thinker, team player, and self-starter. Ability to manage multiple competing priorities and complete all in a timely and efficient manner. Ability to follow directions from a supervisor, interacts effectively with co-workers, follow work rules and procedures, and accept constructive criticism. Regularly participates in external BSA/AML/Risk training and/or conferences. Knowledge of regulatory laws in the credit union industry is a plus. Must have a high level of writing skills including but not limited to grammar proficiency, the ability to present numerical data effectively, and ability to edit own work for spelling and grammar.
Physical Requirements: Excellent ability to communicate, both verbally and in writing; ability to tolerate periods of continuous sitting. Environmental Conditions: Work is primarily performed within a cubicle office setting. Subject to standard background noise found in an office environment. Note: Staff is expected to perform various tasks, projects and administrative duties as assigned. Management reserves the right to assign or change duties and tasks to this position at their discretion.
We could include Physical Requirements and Environmental Conditions under a section like "Working Conditions" but not in allowed headings. Since only allowed headings are those listed, we might omit them or incorporate into Responsibilities or Skills? But we must preserve ALL substantive information; we cannot drop it. However we could incorporate them into a
under Responsibilities or maybe under a generic section? The instruction: Use
for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). It doesn't forbid other headings? It says use
for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). Likely they expect only those headings. But we must preserve all substantive information; we could put physical requirements and environmental conditions as a
under Responsibilities or maybe under a separate
like "Working Conditions" but that's not in the list. Safer to include them as a
under Responsibilities (maybe as a note). Or we could add a section "Requirements" to include physical requirements? But Requirements is for qualifications. Might be okay to add a
after Skills. Given the instruction: "Use
for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule)." It doesn't say you cannot use other headings, but they gave examples. Safer to stick to those. We can embed physical/environmental details in a
under Responsibilities or maybe under a separate
after Skills but not as a heading. We must not repeat job title as heading. We'll not. We'll output:
About the role
...
Responsibilities
- ... ...
Requirements
... maybe education and experience? Actually Requirements could be education and experience. We'll put: Bachelor’s degree, preferably in risk management, business, finance or a related field or relevant industry experience. 1-5 years BSA/AML experience. Proficiency in AML software is required.
Qualifications
Strong analytical, communication (oral and written), and interpersonal skills. Ability to gather, compile and present data in a clear and logical manner. Organized, detail-oriented, creative thinker, team player, and self-starter. Ability to manage multiple competing priorities and complete all in a timely and efficient manner. Ability to follow directions from a supervisor, interacts effectively with co-workers, follow work rules and procedures, and accept constructive criticism. Regularly participates in external BSA/AML/Risk training and/or conferences. Knowledge of regulatory laws in the credit union industry is a plus. Must have a high level of writing skills including but not limited to grammar proficiency, the ability to present numerical data effectively, and ability to edit own work for spelling and grammar.
Skills
Maybe we already used Qualifications for skills; but we need both Qualifications and Skills sections. Could swap: Qualifications = education/experience; Skills = abilities. Let's do that. Thus:Qualifications
Bachelor’s degree, preferably in risk management, business, finance or a related field or relevant industry experience. 1-5 years BSA/AML experience. Proficiency in AML software is required.
Skills
Strong analytical, communication (oral and written), and interpersonal skills. Ability to gather, compile and present data in a clear and logical manner. Organized, detail-oriented, creative thinker, team player, and self-starter. Ability to manage multiple competing priorities and complete all in a timely and efficient manner. Ability to follow directions from a supervisor, interacts effectively with co-workers, follow work rules and procedures, and accept constructive criticism. Regularly participates in external BSA/AML/Risk training and/or conferences. Knowledge of regulatory laws in the credit union industry is a plus. Must have a high level of writing skills including but not limited to grammar proficiency, the ability to present numerical data effectively, and ability to edit own work for spelling and grammar.
Pay
Salary Range (Hourly) $25.2199 - $31.5249
We need to include Physical Requirements and Environmental Conditions somewhere. Could add aafter Pay maybe as a note without heading. Or incorporate into Responsibilities as a bullet? Might be okay to add a
after Pay: "Physical Requirements: Excellent ability to communicate, both verbally and in writing; ability to tolerate periods of continuous sitting. Environmental Conditions: Work is primarily performed within a cubicle office setting. Subject to standard background noise found in an office environment." That preserves info. We must not include boilerplate like "Note: Staff is expected to perform various tasks, projects and administrative duties as assigned. Management reserves the right to assign or change duties and tasks to this position at their discretion." That's also substantive; we should include it. Could add as a
after Physical Requirements. Let's add a
after Pay: maybe a note. Thus final HTML:
About the role
The BSA Risk Analyst will work to protect the safety and soundness of the credit union, from a BSA/AML/Compliance perspective. The analyst assists with developing, implementing, and administering all aspects of the BSA/AML and Compliance program. The Analyst will be responsible for identifying emerging BSA/AML/OFAC risks and ensuring that proper controls, procedures, and training are in place to help mitigate these risks. Required to be fully knowledgeable and skilled