BSA AML Analyst

It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. BSA AML Analyst LOCATION: Lebanon, TN If you’re looking for a career where purpose meets opportunity, and where your contributions truly make a difference, Wilson Bank & Trust is the place for you. About Us Working at Wilson Bank & Trust means joining a purpose-driven organization where community impact and professional growth go hand in hand. The commitment to serving communities is matched by dedication to supporting employees—through recognition, rewards, and opportunities to grow. Inside our walls, you’ll find a workplace that reflects the same trusted reputation we’ve built since the beginning. Collaboration and servant leadership are at the heart of everything we do, creating an environment where talent is valued and service is elevated. Your voice matters here—feedback drives decisions on workplace flexibility, transparency, and strategic priorities. About The Position Power Behind the Promise If Retail is the face of our brand, Operations is the heartbeat that keeps everything moving. In an Operations role, you’re the unseen hero ensuring every process runs smoothly so customers experience consistency and trust every single day. You may not interact with customers directly, but your impact is undeniable—you’re the reason the organization stays strong, secure, and ready for whatever challenges come our way. Think of yourself as part of the vital system that keeps the big picture alive, year after year. When you thrive, the entire organization thrives. Position Summary The BSA AML Analyst I assists in identifying risks and monitoring compliance with various aspects of the Bank Secrecy Act (BSA) and related Anti-Money Laundering (AML) requirements. This position investigates potential money laundering, financial crimes, and terrorist financing activity. The BSA AML Analyst I performs various quality control reviews and monitoring using industry standards and regulatory guidance to facilitate a strong BSA Compliance Program. This position reports to the BSA Manager and provides excellent service and support to team members and customers while demonstrating the Company’s values and supporting the mission. Position Duties And Responsibilities Assist in identifying risks and monitoring compliance with various aspects of the Bank Secrecy Act (BSA) and related Anti-Money Laundering (AML) requirementsReview, complete, and submit Currency Transaction Reports (CTRs)Review CTRs and core reports for potential suspicious activityMonitor alerts through the Bank’s AML software for potential suspicious activityInvestigate potential money laundering, financial crimes, and terrorist financing activityInitiate potential suspicious activity cases in AML softwareAssist with identifying suspicious activities and preparing Suspicious Activity Reports (SARs)Assist BSA Officer in conducting Enhanced Due Diligence (EDD) and Customer Due Diligence (CDD) reviewsPerform 314(a) searches on customer identification file (CIF)Assist with preparation of annual BSA risk assessment and BSA policy revisionsAssist bank regulators /external auditors during annual BSA examinationsAssist with preparation and presentations for various BSA training sessionsReview accounts held by foreign individuals to confirm proper documentation is on fileReview all Red Flag exceptions for deposits and loansAssist BSA Officer and BSA Manager when neededMaintain professional and technical knowledge by attending educational workshops; reviewing professional publications; establishing personal networks; and participating in professional associationsAdhere to compliance with all federal bank regulations and laws, including those for consumer protection and the Bank Secrecy Act/Anti-Money Laundering ProgramAttend training as requestedParticipate in outside community activities as requiredPerform other duties as assigned Required Qualifications High school diploma or GEDBachelor's degree preferred1 year of previous experience in BSA, banking, financial crimes investigation, or compliance preferredBasic understanding of BSA requirementsKnowledge of or ability to learn VerafinProficient with Microsoft Office and other standard software applicationsAbility to focus on high level of detail verificationStrong ability to multi-taskExcellent organization and communication skills as well as the ability to interact in a helpful and professional mannerAbility to work on multiple projects simultaneously while accomplishing daily tasksEffective verbal and written communication skillsExcellent interpersonal skillsCritical thinking and problem-solving skillsHigh standards for integrity, honesty, professionalism, and work ethicCommitment to service excellenceAbility to work independently while demonstrating excellent organization and follow throughDemonstrate flexible and efficient time management and ability to prioritize workloadAbility and willingness to work with purpose and a strong sense of urgencySelf-motivated, positive, and enthusiasticSelf-starter with a strong desire to exceed expectationsMaintain confidentiality discretionAbility to interact with customers and employees in a friendly and professional mannerAbility to effectively work in collaboration with others to achieve business objectivesParticipation in community events working extended hours as neededWilling to grow and be challenged Comprehensive Benefits & Recognition We believe success should be acknowledged and celebrated. That’s why we offer an all-inclusive total compensation package, including generous ATO, personal days, sick time, along with unique offerings such as the ability to combine accrued time with short-term disability for 100% pay, and more. Our Employee Assistance Program and Employee Care Fund provide additional support when you need it most. We celebrate achievements through peer-nominated award ceremonies and an interactive digital rewards platform, ensuring employees’ contributions are recognized companywide. “Grow With Us” is more than a slogan—it’s an invitation. Whether partnering with local schools to teach the next generation hands-on financial life lessons through School Bank, exploring diverse career paths through our Banker Academy Program, or investing in yourself through our Employee Stock Purchase program, you’ll find opportunities tailored to your interests and ambitions while working for WBT. We invest heavily in development through mentorships, workshops, banking schools, and certifications because when our people grow, our customers thrive.