Ag Loan Officer

About the role

This is an opportunity with a well-established $800 million community bank located in a small, tight-knit rural market about an hour west of St. Joseph, Missouri. The bank is looking to add an ag lender who enjoys being part of the community and has a strong interest in business development. This individual will step into a very small existing portfolio with the expectation of building and growing it over time. The lending focus is primary agricultural and small business banking. Typical size deals are $250,000 to $2 million, including row crop and cow-calf operations. It's a strong farming area and a great opportunity for someone who wants to establish themselves and grow alongside a stable, community-focused bank.

Responsibilities

• Manage and grow a small existing portfolio of agricultural and small business loans
• Underwrite and approve loans up to $2 million
• Build and maintain relationships with local farmers and businesses
• Develop and implement strategies to increase loan volume and profitability
• Collaborate with other departments to ensure customer satisfaction and meet regulatory requirements

Requirements

• Bachelor's degree in Business Administration, Finance, or related field
• Minimum of 3 years of experience in commercial or ag lending
• Strong analytical and problem-solving skills
• Excellent communication and interpersonal skills
• Ability to work independently and manage multiple tasks

Qualifications

• Knowledge of agricultural practices and market trends
• Understanding of federal and state regulations governing lending activities
• Experience with loan underwriting and credit analysis

Skills

• Strong relationship-building skills
• Effective negotiation and sales techniques
• Proficiency in Microsoft Office Suite

Benefits

• Comprehensive benefits package including health insurance, retirement plan, and paid time off
• Professional development opportunities
• Flexible work schedule

Pay

• $60,000 - $70,000 annually

Schedule

• Full-time position