Ag Loan Officer

About the role

This role is ideal for someone with credit and agricultural lending experience who wants to work with senior management in a collaborative and supportive environment. While the primary focus is on agriculture, experience in commercial lending would be helpful.

Responsibilities

• Review and analyze loan applications for compliance with bank policies and procedures.
• Conduct thorough credit analysis and risk assessments for potential borrowers.
• Develop and maintain relationships with farmers and other agricultural businesses.
• Manage and grow the ag lending portfolio within established credit guidelines.
• Work closely with senior management to make informed lending decisions.
• Ensure all loans are documented and filed according to regulatory requirements.

Requirements

• Bachelor's degree in finance, business administration, or related field.
• Minimum of 3 years of experience in agricultural or commercial lending.
• Strong understanding of USDA loan programs and regulations.
• Excellent communication and interpersonal skills.
• Proficiency in Microsoft Office Suite.

Qualifications

• Experience working with farmers and other agricultural businesses.
• Knowledge of local market conditions and trends.
• Ability to manage multiple tasks and prioritize effectively.
• Strong analytical and problem-solving skills.

Skills

• Strong knowledge of agricultural lending practices and regulations.
• Excellent customer service and relationship-building skills.
• Proficiency in using financial software and tools.
• Ability to work independently and as part of a team.

Benefits

• Competitive salary commensurate with experience.
• Flexible work schedule to accommodate farming seasons.
• Health insurance coverage.
• Retirement savings plan.
• Professional development opportunities.

Pay

Salary is competitive and commensurate with experience.

Schedule

The position offers a flexible work schedule to accommodate farming seasons.