Ag Lender Trainee

About the role

At Security National Bank, we believe something simple but powerful: everything matters, because people matter. Every conversation, every decision, and every relationship is an opportunity to make a meaningful impact. If you're passionate about agriculture, building relationships, and helping producers achieve their goals, you'll find purpose—and opportunity—here.

Responsibilities

• Learn the Business
• Develop a strong understanding of agricultural lending, credit analysis, and financial services
• Work alongside experienced lenders to learn the lending process from application through approval and servicing
• Gain exposure to farm operations, agricultural production practices, and customer financial management
• Participate in ongoing training and professional development opportunities
• Assist with developing and maintaining strong relationships with agricultural customers and prospects
• Participate in customer meetings, farm visits, and community events alongside experienced lenders
• Identify customer needs and recommend appropriate banking products and services
• Deliver exceptional service while building trust and long-term customer relationships
• Analyze and support lending decisions
• Aid in gathering and analyzing financial information, loan requests, and supporting documentation
• Evaluate creditworthiness, repayment capacity, and collateral
• Support loan portfolio management through ongoing customer communication and account monitoring
• Develop skills in financial analysis, underwriting, and risk assessment
• Represent the bank professionally within the agricultural community
• Participate in farm and agricultural organizations, events, and networking opportunities
• Build connections that support future business development and community engagement
• Contribute to the continued growth of Security National Bank's agricultural banking services

Requirements

You'll thrive in this role if you are eager to learn, enjoy building relationships, and have a genuine interest in agriculture and helping others succeed. A bachelor's degree in agriculture, ag business, finance, business, accounting, economics, or a related field is preferred, but not required. Agricultural background, farming experience, internship experience, or exposure to the ag industry is helpful but not required. Strong interpersonal and relationship-building skills, excellent communication skills, curiosity and willingness to learn new concepts and financial analysis skills, strong attention to detail and organizational abilities, analytical thinking and problem-solving skills, self-motivation with a strong work ethic and commitment to personal growth, and a service-oriented, respectful, and committed attitude are also essential.

Qualifications

Strong interpersonal and relationship-building skills, excellent communication skills, curiosity and willingness to learn new concepts and financial analysis skills, strong attention to detail and organizational abilities, analytical thinking and problem-solving skills, self-motivation with a strong work ethic and commitment to personal growth, and a service-oriented, respectful, and committed attitude are also essential.

Skills

Strong interpersonal and relationship-building skills, excellent communication skills, curiosity and willingness to learn new concepts and financial analysis skills, strong attention to detail and organizational abilities, analytical thinking and problem-solving skills, self-motivation with a strong work ethic and commitment to personal growth, and a service-oriented, respectful, and committed attitude are also essential.

Benefits

We offer a comprehensive benefit package to our employees including medical, dental, short and long term disability, life insurance, paid time off, a wellness program, and a 401(k) savings plan at hire for future financial protection.

Pay

Regular business hours, Monday through Friday. Some extended business hours with events.

Schedule

Regular business hours, Monday through Friday. Some extended business hours with events.

About Security National Bank

Security National Bank was chartered in 1884 in Sioux City, Iowa; founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty, and human connection. These principles served as guideposts that enabled SNB to withstand the economic panic of the late 1800s, the Great Depression, two World Wars, and the farm crisis — and emerge as the region’s most established and trustworthy locally owned bank. We believe what was worth doing well yesterday is still worth doing well today. People change and banking changes, but our time-tested principles remain. To this day, we believe that doing what’s right is the only way to take care of customers, empower businesses, cultivate growth, inspire our community, and accomplish the remarkable.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Location

Mapleton, IA