AD-Credit Line Increase Strategy
Location: Charlotte, North Carolina
Culture
We foster an entrepreneurial spirit that's powered by a national brand – our teams are empowered to make a difference.
We encourage teams to take ownership of initiatives in this fast-paced, innovative culture so they can drive solutions that stay ahead of customer needs.
We prioritize teamwork and building in-person connections with each other, understanding that fostering a collaborative environment is the best way to support each other.
We promote avenues to allow team members to expand their professional capabilities and continuously develop skills, facilitating upward mobility and career progression.
Benefits
- We promote social and family well-being by offering paid time off for volunteer hours and providing family back-up care.
- We offer extensive, comprehensive coverage to support team members’ needs physically and mentally, such as access to Talkspace and Hinge for on-demand physical therapy via an app.
- We offer financial wellness that includes 401(k) with match, ESPP, tuition reimbursement and tools like subscription cancelation that help you stay on top of your financial goals.
Key Responsibilities
- Develop and refine CLI policies to achieve both risk and growth objectives.
- Conduct deep credit analysis to identify trends, risks, and opportunities within the portfolio.
- Design and execute A/B testing strategies to evaluate new approaches and optimize outcomes.
- Prepare and deliver presentations to executive leadership, providing clear insights and actionable recommendations.
- Lead cross-functional teams (Product, Marketing, Technology, Operations) to bring strategies to life with great customer experience and flawless execution.
- Develop and execute on business requirements to implement credit/business strategies to improve our lending portfolio.
- Effectively prioritize competing initiatives and share with senior leadership tradeoffs and constraints across various projects.
- Partner with business leaders across functional areas to define priorities, align resources, and communicate progress to executive leadership.
Qualifications
- Bachelor’s Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science)
- 5+ years of experience in consumer lending, driving informative risk decisions through analyses; Master’s or PHD degrees may offset experience
- Advanced analytical skillset using tools such as SQL, SAS, R, or Python
- Innovative and capable of developing creative solutions to complex, data-driven problems
About the Role
We are currently seeking an Associate Director to drive our credit line increase credit strategy for our Card business. This is a high-impact role with significant senior-level exposure, requiring a strategic thinker who can combine deep credit expertise with innovative approaches that balance risk and growth.
Location
Location: Charlotte, NC
HYBRID (Tues. - Thurs.)
Who we Are
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.