Account Executive II (Structured Finance / Portfolio Management)

About the role

Manage all aspects of an assigned Structured Finance portfolio, ensuring each relationship meets corporate, SBA, and USDA standards for risk management, profitability, and regulatory compliance. Strengthen client and stakeholder partnerships through proactive portfolio oversight, credit analysis, and solution-oriented support across complex financing structures.

Responsibilities

• Manage portfolio through complete and current knowledge of client’s financial condition, management’s performance and industry trends, and take timely action so client losses are minimized and do not exceed budgeted standards.
• Review and process loan advances for pre-development, development, construction, and revolving credit facilities. Coordinate with third-party vendors, clients, and internal teams to ensure all disbursements are accurate, in compliance, and completed in a timely manner.
• Conduct ongoing credit assessments, monitor account performance, and proactively identify emerging risks or opportunities within the portfolio by reviewing financial statements, covenant compliance, and production reports.
• Build and maintain strong relationships with clients, vendors, manufacturers, and internal partners to support deal flow and enhance customer experience.
• Oversee problem loans and workout credits by developing action plans, coordinating with credit and risk teams, and guiding clients toward resolution strategies that protect portfolio performance.
• Collaborate with internal and external auditors, regulatory agencies, and SBA/USDA representatives by providing required documentation, responding to inquiries, and supporting timely and accurate audit and review processes.
• Prepare quarterly and annual portfolio reviews and present key findings, trends, and risk assessments to Pathward’s credit and executive leadership teams.
• Structure and underwrite changes to existing deals for management.

Requirements

• Bachelor's degree or equivalent education and work experience.
• 3+ years relevant experience.
• Customer service.
• Communication skills (verbal & written).
• Collaboration.
• Financial Acumen.
• Familiarity with Government Guaranteed Lending Programs, including but not limited to SBA (7a), USDA B&I, REAP and BIA.

Qualifications

• Salary range: $72,000 – $120,000.
• The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate’s experience, qualifications, skills, and location.
• Ranges may be modified in the future.
• This role is also eligible for an annual performance-based incentive opportunity.
• Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

Benefits

• Comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

Pay

• Salary range: $72,000 – $120,000.

Schedule

• Not specified.