ABL Underwriting Portfolio Manager

About the role

Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Serving clients in all 50 states with more than 200 branch banking locations and commercial banking offices, Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.”

Responsibilities

• Manage an assigned asset-based portfolio of commercial customers
• Structure and underwrite asset-based loan transactions ($5MM - $100MM aggregate credit exposure) for existing portfolio customers and new business transactions
• Coordinate the collection and review of financial statements, compliance certificates, and collateral reports to comply with customers’ reporting requirements
• Aid in review and negotiation of loan documentation in consultation with legal counsel and ensure deals are closed properly
• Serve as contact for, provide support of and responses to internal audits, loan review, compliance reviews and regulatory exams for the bank as needed
• Comply with all bank policies and procedures as well as applicable state and federal regulations

Requirements

• Bachelor's degree from an accredited institution with a business, finance, economics, or accounting major (preferred)
• Minimum 3 years of Middle Market Asset-Based / Commercial Banking experience preferred; ($25MM - $250MM+ company revenue, $5MM - $50MM aggregate credit exposure)
• Thorough understanding of general credit and risk principles as it applies to asset-based lending
• Working knowledge of MS Office: Excel, Word, PowerPoint, and financial forecast models including 13-week cashflows
• Excellent oral and written communications skills
• Strong analytical, organizational and time management skills
• Proven ability to manage tasks in a timely and efficient manner
• Strong interpersonal skills with a proven ability establishing client relationships and working within a team environment

Qualifications

• Bachelor's degree from an accredited institution with a business, finance, economics, or accounting major (preferred)
• Minimum 3 years of Middle Market Asset-Based / Commercial Banking experience preferred; ($25MM - $250MM+ company revenue, $5MM - $50MM aggregate credit exposure)
• Thorough understanding of general credit and risk principles as it applies to asset-based lending
• Working knowledge of MS Office: Excel, Word, PowerPoint, and financial forecast models including 13-week cashflows
• Excellent oral and written communications skills
• Strong analytical, organizational and time management skills
• Proven ability to manage tasks in a timely and efficient manner
• Strong interpersonal skills with a proven ability establishing client relationships and working within a team environment

Skills

• Excellent oral and written communications skills
• Strong analytical, organizational and time management skills
• Proven ability to manage tasks in a timely and efficient manner
• Strong interpersonal skills with a proven ability establishing client relationships and working within a team environment

Benefits

• Medical Insurance
• Dental
• Vision
• Life insurance
• Accidental death and dismemberment
• Short-term and long-term Disability Insurance
• Parental Leave
• Employee Assistance Program (EAP)
• Traditional and Roth 401(k) with company match
• Flexible Spending Account (FSA)
• Employee Stock Purchase Plan at 5% discount
• Critical Illness Insurance
• Accident Insurance
• Transportation and Commuting Benefits
• Banking Benefits
• Pet Insurance

Pay

The estimated salary range for this role is $71,000-$92,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate’s qualifications, skills and experience.

Schedule

Flexible work hours to promote a healthy work-life balance.