Director, ABL Portfolio Management

About the role

The Director, ABL Portfolio Management plays a crucial part in executing and achieving Fifth Third Commercial Bank's Asset Based Lending (ABL) strategic initiatives. They manage a complex portfolio of ABL customers, participating in portfolio meetings with senior management and managing the ongoing credit risk of these relationships.

Responsibilities

• Manages the ongoing credit risk of a complex portfolio of ABL relationships and participates in portfolio meetings with senior management.
• Develops and maintains external relationships with assigned customers, including regular client meetings and business development calls, ensuring customer satisfaction and retention.
• Works with manager on complex/most complex clients and workouts, ensuring ongoing customer satisfaction through managing both the loan structure and customer interface with line and support functions who service their accounts.
• Maintains up to date trend cards/portfolio review forms, credit files and legal files through our departments' resources, capturing and documenting credit decisions, conditions, and modifications.
• Monitors timeliness of reporting, tickler information and ensures bank has accurate information to make decisions and be expert on the accounts and their credit files.
• Maintains a basic understanding of the ABL legal environment, including secured transaction laws and creditor rights, and demonstrates a strong interest in further developing this knowledge.
• Performs additional job-related duties as assigned.
• Provides timely, candid and constructive performance feedback to employees, develops them to their fullest potential, and provides challenging opportunities for career growth.

Requirements

• Bachelor's degree in Business (e.g., Business Administration, Finance, or Accounting).
• 8 years credit analysis and/or loan review experience in Commercial Banking.
• Minimum 6-7 years of experience in an Asset Based Lending environment, in underwriting or field examination, or as a loan officer; or equivalent combination of education and experience.

Skills

• Advanced analytical skills, critical thinking and verbal and written communication skills.
• Professional presence (client-facing).
• Expertise in financial and risk analysis, including financial modeling.
• Intermediate knowledge of Word and Excel spreadsheet software.
• Proficient with technology and ability to learn new applications.

Benefits

Includes comprehensive benefits and differentiated compensation offerings, with individual salaries varying based on factors such as role, relevant skillset, relevant experience, education, and geographic location. Participation in an incentive compensation plan is also possible, based on company, line of business, and/or individual performance.

Pay

Total Base Pay Range: $96,500.00 - $207,500.00 USD Annually

Schedule

Normal office environment with little exposure to dust, noise, temperature and the like. Some travel required.