Wholesale Credit Allowance Reporting and Analysis Lead - Vice President

About the role

As a Vice President in the Wholesale Credit & Allowance team within the Risk Controllers organization at JPMorgan Chase, you will be a key member managing the external reporting of wholesale credit data and the Allowance for Credit Losses. This role involves driving innovation and improving processes and analytics in a highly controlled financial reporting environment where accuracy is paramount.

Responsibilities

• Play a key role in the management of wholesale credit data and analytics, delivering critical insights to the Firmwide CFO, Firmwide Risk Executives, and Investor Relations in support of quarterly earnings, senior investor meetings, and risk committee presentations.
• Drive external financial reporting and internal management reporting of allowance for credit losses (ACL) under CECL across the Commercial & Investment Bank, Asset & Wealth Management, and wholesale businesses within Consumer & Community Banking.
• Monitor the macroeconomic environment, identify key risk indicators, and perform sensitivity analysis on allowance inputs to assess emerging risks and inform senior management decision-making.
• Maintain a strong governance framework for the wholesale allowance process, including documentation, controls, and audit/regulatory alignment.
• Champion the adoption of AI and automation tools to modernize existing processes, drive efficiencies, and elevate analytical capabilities across reporting and governance workflows.
• Serve as a trusted advisor to cross-functional stakeholders including Risk Management & Compliance, SEC Reporting, Accounting Policy, Financial Controllers, Firmwide P&A, Internal Audit, Product, and Technology.

Requirements

• At least 5 years of experience in financial reporting, planning and analysis, forecasting, product control, variance analysis, governance, or audit.
• Strong commitment to fostering a culture of inclusion.
• Curious and innovative mindset with the courage to challenge the status quo and drive continuous improvement.
• Champion of AI and modern automation tools, with a desire to grow in a rapidly changing technology environment (e.g., Thoughtspot, Databricks, LLM).
• Excellent analytical skills with strong attention to detail and a controls mindset.
• Strong presentation and communication skills, with the ability to tailor messaging to senior audiences and produce clear procedures and documentation.
• Highly organized with strong project management skills; ability to manage multiple competing priorities under tight deadlines.
• Self-starter who works independently, takes accountability for deliverables, and collaborates effectively across all levels of the organization.
• Demonstrated experience engaging and influencing senior executives and cross-functional stakeholders.
• Experience with allowance for credit losses, CECL reporting, or credit risk reporting across wholesale businesses.
• Experience maintaining governance frameworks, audit/regulatory documentation, and controlled process environments.

Preferred Qualifications

• Experience within JPMorgan Chase or a similar large financial institution.

Benefits

• Competitive total rewards package including base salary, commission-based pay, and discretionary incentive compensation (cash and/or forfeitable equity).
• Comprehensive health care coverage.
• On-site health and wellness centers.
• Retirement savings plan.
• Backup childcare.
• Tuition reimbursement.
• Mental health support.
• Financial coaching.

About Us

JPMorgan Chase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses, and many of the world's most prominent corporate, institutional, and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years, and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing, and asset management.

About The Team

Our professionals in Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting, and proactively manage risk. By providing information, analysis, and recommendations, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.