VP - Relationship Manager II - C&I

Position Overview

The VP - Relationship Manager II is responsible for originating, evaluating, and structuring complex loan requests and transactions. Additional responsibilities include overseeing day-to-day portfolio management and cross-selling of the Bank’s products and services and increasing the Bank’s visibility and presence in the marketplace.

Key Responsibilities

• Solicits credit-worthy potential and existing customers in an effort to develop new business and increase or retain existing business within the framework of the policy and procedures of the Bank.
• Promotes profitable growth of the loan portfolio and maximum customer responsiveness.
• Oversees the preparation of loan presentations including detailed financial analysis and assessment of borrower's financial capacity and creditworthiness.
• Affirms lending risks, identifies offsetting mitigants and makes recommendations on loan structure displaying sound credit judgment.
• Establishes and promotes customer and community relationships; cross-sells other Bank products and services; maintains continued awareness of market conditions and competition; continues education in financing products and techniques.
• Manages all aspects of assigned loan portfolio with emphasis on covenant and bank policy compliance, credit quality and delinquency control.
• Facilitates closing of the loan transactions with strict compliance with approved terms and conditions.

Minimum Qualifications

• 5-10 years related within financial industry
• Bachelor’s degree in accounting, Finance or Business Administration
• Comprehensive loan analysis experience
• Comprehensive financial analysis experience
• Comprehensive knowledge of underwriting techniques
• Proven new business track record
• Strong oral, written and communication and management skills
• Proficient with software programs (Microsoft Word, Excel and Argus)

Working Conditions

• Prolonged sitting
• Lifting from 5 to 10 lbs. (printer paper, storage boxes)
• Occasional bending or overhead lifting (storing files or boxes)
• The hazards are mainly those present in a normal office setting.

Pay Details

• $123,900 - $170,000 annually
• The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs.
• This role is incentive eligible based upon company, business, and/or individual goal achievement and performance.

Benefits

• Accrues paid time-off (PTO)
• Receives Holiday (PTO)
• Eligible to participate in the bank’s Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan.
• Provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance.
• Company sponsored Tuition Disbursement and Loan Repayment programs are also available.
• Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans.