VP Relationship Manager
Farmers & Merchants Bank of Central California · Lodi, CA · 2 wk ago
On-siteBusiness Development$125k–$200k/yrFull-time
The VP, Commercial Relationship Manager at F&M Bank is responsible for managing a portfolio of commercial loans. This role involves growing the portfolio through solicitation of new loans from existing customers and business owners, establishing new key relationships, and increasing their book of business.
Responsibilities
- Perform regularly scheduled business development calls and promote F&M Bank's services including Deposit accounts, Treasury Management solutions, and Retail products
- Demonstrate unparalleled negotiating skills while discussing credit, fees, interest rates, and loan structures
- Show a strong understanding of commercial lending policies, programs and procedures and the ability to follow federal and state regulations and laws
Requirements
- Experience in making challenging yet successful business decisions that require sound independent judgment, effective communication, negotiation, and initiative
- Demonstrated intuitive skills, understanding the complexities and variances involved with financial statements from various types of business organizations
- A top-notch, business-focused communicator who is professional and demonstrates tact and professionalism while expanding effective business relationships and fostering trust with clients and potential clients
- Role model who holds self-accountable for accomplishing goals and objectives, and who has the ability to work on multiple projects simultaneously, managing time and resources to ensure work is completed in a timely manner
- Dependable knowledge of banking institution concepts, confidentiality, federal/state regulations; works closely with credit administrators to ensure a high level of quality in applications presented for approval
Qualifications
- Successful completion of a credit check review is a condition of employment
- Minimum of 2 to 5 years of experience in commercial lending preferred
- Bachelor’s degree in Business, Accounting, Finance; or, a combination of Associates degree in Business, Accounting, Finance and 5 to 7 years of experience in commercial lending
- Must be able to use various Bank related PC applications including, but not limited to the following: Windows, E-mail, SilverLake, Jack Henry, Word processing, EXCEL, Coretrac, and data entry
Skills
- Effective communication and negotiation skills
- Understanding of commercial lending policies, programs and procedures
- Knowledge of federal and state regulations
- Ability to use various Bank related PC applications
Benefits
- Salary range: $125,000 - $200,000 (Commensurate with experience and qualifications)
Pay
- $125,000 - $200,000 (Commensurate with experience and qualifications)
Schedule
- Full Time Exempt
Location
- Riverbank