VP - Relationship Manager III - C&I

Key Responsibilities

• Solicits credit-worthy potential and existing customers in an effort to develop new business and increase or retain existing business within the framework of the policy and procedures of the Bank.
• Promotes profitable growth of the loan portfolio and maximum customer responsiveness.
• Oversees the preparation of loan presentations including detailed financial analysis and assessment of borrower's financial capacity and creditworthiness.
• Affirms lending risks, identifies offsetting mitigants and makes recommendations on loan structure displaying sound credit judgment.
• Establishes and promotes customer and community relationships; cross-sells other Bank products and services; maintains continued awareness of market conditions and competition; continues education in financing products and techniques.
• Manages all aspects of assigned loan portfolio with emphasis on covenant and bank policy compliance, credit quality and delinquency control.
• Facilitates closing of the loan transactions with strict compliance with approved terms and conditions.
• Mentor the junior Relationship Managers on the team

Minimum Qualifications

• Bachelor’s degree in Accounting, Finance or Business Administration
• Minimum 10 years’ experience commensurate with job function
• Comprehensive loan analysis experience
• Comprehensive financial analysis experience
• Comprehensive knowledge of underwriting techniques
• Proven new business track record
• Strong oral, written and communication and management skills
• Proficient with software programs (Microsoft Word and Excel)