VP, Portfolio Management Lead
for section headings like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We must include only sections with real specific content. We have description of role (overview) could go under About the role. Responsibilities: essential functions & responsibilities list. Requirements: Knowledge, Skills & Abilities (maybe also Education & Certification). Qualifications: maybe combine Education & Certification. Skills: maybe part of Knowledge, Skills & Abilities. Benefits: not mentioned. Pay: Salary Range given. Schedule: not mentioned. So we include About the role, Responsibilities, Requirements (or Qualifications), Skills, Pay. But we must not repeat job title as heading. Also we must not include boilerplate like EEO etc. Remove that.
We need to preserve all substantive info. So we need to include company description? Probably under About the role.
We need to format lists with - . For prose use
.
Let's extract:
Company description: "NewtekOne®, Your Business Solutions Company®, is a financial holding company, which along with its bank and non-bank consolidated subsidiaries, provides a wide range of business and financial solutions under the Newtek® brand to the small- and medium-sized business ("SMB") market. Since 1999, Newtek has provided state-of-the-art, cost-efficient products and services and efficient business strategies to SMB relationships across all 50 states to help them grow their sales, control their expenses, and reduce their risk. Newtek's and its subsidiaries' business and financial solutions include: banking (Newtek Bank, N.A.), Business Lending, Electronic Payment Processing, Technology Solutions (Cloud Computing, Data Backup, Storage and Retrieval, IT Consulting), eCommerce, Accounts Receivable Financing & Inventory Financing, Insurance Solutions, Web Services, and Payroll and Benefits Solutions. Small Business Lending, LLC. is looking to add a VP, Portfolio Management Lead to its team."
Role overview: "The Vice President, Portfolio Management Lead is responsible for overseeing the management and performance of the bank's commercial loan portfolio while leading a team of credit and portfolio professionals. This role ensures high-quality portfolio administration, risk management, and client relationship support. The Vice President, Portfolio Management Lead works closely with Borrowers, Servicing Officers, Portfolio Managers, Workout Officers, Director of Underwriting, and Executive Leadership to maintain credit quality, optimize portfolio performance, and support the bank's strategic growth objectives."
Responsibilities: list under ESSENTIAL FUNCTIONS & RESPONSIBILITIES.
We need to break into bullet points.
Leadership & Team Management:
- Lead, mentor, and develop a team of Portfolio Managers
- Assist in building out Portfolio Management reports, systems and processes.
- Assign workloads, review analysis, and provide coaching to ensure high-quality credit and portfolio management work.
- Foster a collaborative, performance-driven culture focused on accuracy, accountability, and customer service.
- Conduct regular team meetings to align goals, share best practices, and ensure compliance with policy and regulatory standards.
- Manage loan review process and serve as the liaison with the third party loan review firm.
Portfolio Oversight & Risk Management:
- Manage a diverse portfolio of commercial loans, ensuring ongoing monitoring for credit quality, covenant compliance, and performance trends.
- Ensure that annual loan reviews are completed accurately and on time, in accordance with bank policy.
- Review and approve (within delegated authority) credit analysis, annual reviews, and risk ratings.
- Identify potential problem loans early and work with Workout Officers, Director of Underwriting, and Chief Credit Officer to assist with Action Plans
- Ensure adherence to the bank's credit policies, regulatory requirements, and internal controls.
Credit & Financial Analysis:
- Oversee preparation of annual reviews and risk rating analysis for new and for existing borrowers.
- Prepare annual reviews, renewals, and risk rating analysis for a small portfolio of loans or as a backup.
- Review annual and interim financial statements to support timely credit review cycles.
- Participate in credit approval discussions, providing insight on portfolio impact and risk considerations.
- Ensure timely completion of renewals, modifications, covenant tracking, and annual review documentation.
Strategic & Relationship Support:
- Participate in client meetings, as appropriate, to support ongoing relationship management.
- Provide management reporting and portfolio analytics to senior leadership regarding concentrations, trends, and emerging risks.
Process Improvement & Compliance:
- Continuously evaluate workflows to improve efficiency, consistency, and risk management.
- Support implementation of new systems, reporting tools, or process enhancements.
- Ensure team compliance with documentation standards, annual review timelines, loan policy requirements, and audit findings.
Other Duties:
- Participate in mandatory Community Reinvestment Act (CRA) activities and initiatives, including community outreach, volunteer events, financial education programs, and related efforts, as assigned.
Knowledge, Skills & Abilities:
- Minimum 7+ years of experience in commercial credit and loan portfolio management within a financial institution.
- 2+ years of leadership or supervisory experience required.
- Strong understanding of commercial loan structures, financial statement analysis, and regulatory compliance
- Proven leadership, team-building, and mentoring abilities.
- Strong analytical, problem-solving, and decision-making skills.
- Excellent verbal and written communication abilities, including report preparation and presentation.
- High attention to detail and ability to manage multiple priorities.
- Proficiency with loan management systems and Microsoft Office (Excel, Word, PowerPoint).
- Working knowledge of credit risk rating systems and regulatory guidelines (OCC, FDIC, etc.).
Education & Certification Requirements:
- Bachelor's degree in Finance, Accounting, Economics, or related field required; MBA or advanced degree preferred.
- Credit Risk Certification (CRC), RMA designation, or equivalent, preferred
- Formal commercial credit training program completion, preferred
- SBA underwriting experience
Salary Range: $130,000 to $170,000 per year
We need to decide sections: About the role (company description + role overview). Responsibilities (the essential functions). Requirements (maybe combine Knowledge, Skills & Abilities + Education & Certification). Skills could be separate but we have overlapping. The instruction: Use headings for About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We can choose a few substantive sections. We have content for About the role, Responsibilities, Requirements (knowledge/skills), Qualifications (education/certification), Pay. Skills could be part of Requirements but we could separate Skills as a subsection of Requirements? But we must not create thin sections. Perhaps combine Knowledge, Skills & Abilities into Skills section, and Education & Certification into Requirements. Or combine both into Requirements. Let's think: The posting has "Knowledge, Skills & Abilities" and "Education & Certification Requirements". We could make two sections: Requirements (knowledge, skills, abilities) and Qualifications (education & certification). That seems reasonable.
Thus sections: About the role, Responsibilities, Requirements, Qualifications, Pay.
We must not include Benefits or Schedule as they are not present.
Now produce HTML fragment:
About the role
NewtekOne®, Your Business Solutions Company®, is a financial holding company, which along with its bank and non-bank consolidated subsidiaries, provides a wide range of business and financial solutions under the Newtek® brand to the small- and medium-sized business ("SMB") market. Since 1999, Newtek has provided state-of-the-art, cost-efficient products and services and efficient business strategies to SMB relationships across all 50 states to help them grow their sales, control their expenses, and reduce their risk. Newtek's and its subsidiaries' business and financial solutions include: banking (Newtek Bank, N.A.), Business Lending, Electronic Payment Processing, Technology Solutions (Cloud Computing, Data Backup, Storage and Retrieval, IT Consulting), eCommerce, Accounts Receivable Financing & Inventory Financing, Insurance Solutions, Web Services, and Payroll and Benefits Solutions. Small Business Lending, LLC. is looking to add a VP, Portfolio Management Lead to its team.
The Vice President, Portfolio Management Lead is responsible for overseeing the management and performance of the bank's commercial loan portfolio while leading a team of credit and portfolio professionals. This role ensures high-quality portfolio administration, risk management, and client relationship support. The Vice President, Portfolio Management Lead works closely with Borrowers, Servicing Officers, Portfolio Managers, Workout Officers, Director of Underwriting, and Executive Leadership to maintain credit quality, optimize portfolio performance, and support the bank's strategic growth objectives.
Responsibilities
- Lead, mentor, and develop a team of Portfolio Managers
- Assist in building out Portfolio Management reports, systems and processes.
- Assign workloads, review analysis, and provide coaching to ensure high-quality credit and portfolio management work.
- Foster a collaborative, performance-driven culture focused on accuracy, accountability, and customer service.
- Conduct regular team meetings to align goals, share best practices, and ensure compliance with policy and regulatory standards.
- Manage loan review process and serve as the liaison with the third party loan review firm.
- Manage a diverse portfolio of commercial loans, ensuring ongoing monitoring for credit quality, covenant compliance, and performance trends.
- Ensure that annual loan reviews are completed accurately and on time, in accordance with bank policy.
- Review and approve (within delegated authority) credit analysis, annual reviews, and risk ratings.
- Identify potential problem loans early and work with Workout Officers, Director of Underwriting, and Chief Credit Officer to assist with Action Plans
- Ensure adherence to the bank's credit policies, regulatory requirements, and internal controls.
- Oversee preparation of annual reviews and risk rating analysis for new and for existing borrowers.
- Prepare annual reviews, renewals, and risk rating analysis for a small portfolio of loans or as a backup.
- Review annual and interim financial statements to support timely credit review cycles.
- Participate in credit approval discussions, providing insight on portfolio impact and risk considerations.
- Ensure timely completion of renewals, modifications, covenant tracking, and annual review documentation.
- Participate in client meetings, as appropriate, to support ongoing relationship management.
- Provide management reporting and portfolio analytics to senior leadership regarding concentrations, trends, and emerging risks.
- Continuously evaluate workflows to improve efficiency, consistency, and risk management.
- Support implementation of new systems, reporting tools, or process enhancements.
- Ensure team compliance with documentation standards, annual review timelines, loan policy requirements, and audit findings.
- Participate in mandatory Community Reinvestment Act (CRA) activities and initiatives, including community outreach, volunteer events, financial education programs, and related efforts, as assigned.
Requirements
- Minimum 7+ years of experience in commercial credit and loan portfolio management within a financial institution.
- 2+ years of leadership or supervisory experience required.
- Strong understanding of commercial loan structures, financial statement analysis, and regulatory compliance
- Proven leadership, team-building, and mentoring abilities.
- Strong analytical, problem-solving, and decision-making skills.
- Excellent verbal and written communication abilities, including report preparation and presentation.
- High attention to detail and ability to manage multiple priorities.
- Proficiency with loan management systems and Microsoft Office (Excel, Word, PowerPoint).
- Working knowledge of credit risk rating systems and regulatory guidelines (OCC, FDIC, etc.).
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field required; MBA or advanced degree preferred.
- Credit Risk Certification (CRC), RMA designation, or equivalent, preferred
. Let's extract: Company description: "NewtekOne®, Your Business Solutions Company®, is a financial holding company, which along with its bank and non-bank consolidated subsidiaries, provides a wide range of business and financial solutions under the Newtek® brand to the small- and medium-sized business ("SMB") market. Since 1999, Newtek has provided state-of-the-art, cost-efficient products and services and efficient business strategies to SMB relationships across all 50 states to help them grow their sales, control their expenses, and reduce their risk. Newtek's and its subsidiaries' business and financial solutions include: banking (Newtek Bank, N.A.), Business Lending, Electronic Payment Processing, Technology Solutions (Cloud Computing, Data Backup, Storage and Retrieval, IT Consulting), eCommerce, Accounts Receivable Financing & Inventory Financing, Insurance Solutions, Web Services, and Payroll and Benefits Solutions. Small Business Lending, LLC. is looking to add a VP, Portfolio Management Lead to its team." Role overview: "The Vice President, Portfolio Management Lead is responsible for overseeing the management and performance of the bank's commercial loan portfolio while leading a team of credit and portfolio professionals. This role ensures high-quality portfolio administration, risk management, and client relationship support. The Vice President, Portfolio Management Lead works closely with Borrowers, Servicing Officers, Portfolio Managers, Workout Officers, Director of Underwriting, and Executive Leadership to maintain credit quality, optimize portfolio performance, and support the bank's strategic growth objectives." Responsibilities: list under ESSENTIAL FUNCTIONS & RESPONSIBILITIES. We need to break into bullet points. Leadership & Team Management: - Lead, mentor, and develop a team of Portfolio Managers - Assist in building out Portfolio Management reports, systems and processes. - Assign workloads, review analysis, and provide coaching to ensure high-quality credit and portfolio management work. - Foster a collaborative, performance-driven culture focused on accuracy, accountability, and customer service. - Conduct regular team meetings to align goals, share best practices, and ensure compliance with policy and regulatory standards. - Manage loan review process and serve as the liaison with the third party loan review firm. Portfolio Oversight & Risk Management: - Manage a diverse portfolio of commercial loans, ensuring ongoing monitoring for credit quality, covenant compliance, and performance trends. - Ensure that annual loan reviews are completed accurately and on time, in accordance with bank policy. - Review and approve (within delegated authority) credit analysis, annual reviews, and risk ratings. - Identify potential problem loans early and work with Workout Officers, Director of Underwriting, and Chief Credit Officer to assist with Action Plans - Ensure adherence to the bank's credit policies, regulatory requirements, and internal controls. Credit & Financial Analysis: - Oversee preparation of annual reviews and risk rating analysis for new and for existing borrowers. - Prepare annual reviews, renewals, and risk rating analysis for a small portfolio of loans or as a backup. - Review annual and interim financial statements to support timely credit review cycles. - Participate in credit approval discussions, providing insight on portfolio impact and risk considerations. - Ensure timely completion of renewals, modifications, covenant tracking, and annual review documentation. Strategic & Relationship Support: - Participate in client meetings, as appropriate, to support ongoing relationship management. - Provide management reporting and portfolio analytics to senior leadership regarding concentrations, trends, and emerging risks. Process Improvement & Compliance: - Continuously evaluate workflows to improve efficiency, consistency, and risk management. - Support implementation of new systems, reporting tools, or process enhancements. - Ensure team compliance with documentation standards, annual review timelines, loan policy requirements, and audit findings. Other Duties: - Participate in mandatory Community Reinvestment Act (CRA) activities and initiatives, including community outreach, volunteer events, financial education programs, and related efforts, as assigned. Knowledge, Skills & Abilities: - Minimum 7+ years of experience in commercial credit and loan portfolio management within a financial institution. - 2+ years of leadership or supervisory experience required. - Strong understanding of commercial loan structures, financial statement analysis, and regulatory compliance - Proven leadership, team-building, and mentoring abilities. - Strong analytical, problem-solving, and decision-making skills. - Excellent verbal and written communication abilities, including report preparation and presentation. - High attention to detail and ability to manage multiple priorities. - Proficiency with loan management systems and Microsoft Office (Excel, Word, PowerPoint). - Working knowledge of credit risk rating systems and regulatory guidelines (OCC, FDIC, etc.). Education & Certification Requirements: - Bachelor's degree in Finance, Accounting, Economics, or related field required; MBA or advanced degree preferred. - Credit Risk Certification (CRC), RMA designation, or equivalent, preferred - Formal commercial credit training program completion, preferred - SBA underwriting experience Salary Range: $130,000 to $170,000 per year We need to decide sections: About the role (company description + role overview). Responsibilities (the essential functions). Requirements (maybe combine Knowledge, Skills & Abilities + Education & Certification). Skills could be separate but we have overlapping. The instruction: Use headings for About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We can choose a few substantive sections. We have content for About the role, Responsibilities, Requirements (knowledge/skills), Qualifications (education/certification), Pay. Skills could be part of Requirements but we could separate Skills as a subsection of Requirements? But we must not create thin sections. Perhaps combine Knowledge, Skills & Abilities into Skills section, and Education & Certification into Requirements. Or combine both into Requirements. Let's think: The posting has "Knowledge, Skills & Abilities" and "Education & Certification Requirements". We could make two sections: Requirements (knowledge, skills, abilities) and Qualifications (education & certification). That seems reasonable. Thus sections: About the role, Responsibilities, Requirements, Qualifications, Pay. We must not include Benefits or Schedule as they are not present. Now produce HTML fragment:
About the role
NewtekOne®, Your Business Solutions Company®, is a financial holding company, which along with its bank and non-bank consolidated subsidiaries, provides a wide range of business and financial solutions under the Newtek® brand to the small- and medium-sized business ("SMB") market. Since 1999, Newtek has provided state-of-the-art, cost-efficient products and services and efficient business strategies to SMB relationships across all 50 states to help them grow their sales, control their expenses, and reduce their risk. Newtek's and its subsidiaries' business and financial solutions include: banking (Newtek Bank, N.A.), Business Lending, Electronic Payment Processing, Technology Solutions (Cloud Computing, Data Backup, Storage and Retrieval, IT Consulting), eCommerce, Accounts Receivable Financing & Inventory Financing, Insurance Solutions, Web Services, and Payroll and Benefits Solutions. Small Business Lending, LLC. is looking to add a VP, Portfolio Management Lead to its team.
The Vice President, Portfolio Management Lead is responsible for overseeing the management and performance of the bank's commercial loan portfolio while leading a team of credit and portfolio professionals. This role ensures high-quality portfolio administration, risk management, and client relationship support. The Vice President, Portfolio Management Lead works closely with Borrowers, Servicing Officers, Portfolio Managers, Workout Officers, Director of Underwriting, and Executive Leadership to maintain credit quality, optimize portfolio performance, and support the bank's strategic growth objectives.
Responsibilities
- Lead, mentor, and develop a team of Portfolio Managers
- Assist in building out Portfolio Management reports, systems and processes.
- Assign workloads, review analysis, and provide coaching to ensure high-quality credit and portfolio management work.
- Foster a collaborative, performance-driven culture focused on accuracy, accountability, and customer service.
- Conduct regular team meetings to align goals, share best practices, and ensure compliance with policy and regulatory standards.
- Manage loan review process and serve as the liaison with the third party loan review firm.
- Manage a diverse portfolio of commercial loans, ensuring ongoing monitoring for credit quality, covenant compliance, and performance trends.
- Ensure that annual loan reviews are completed accurately and on time, in accordance with bank policy.
- Review and approve (within delegated authority) credit analysis, annual reviews, and risk ratings.
- Identify potential problem loans early and work with Workout Officers, Director of Underwriting, and Chief Credit Officer to assist with Action Plans
- Ensure adherence to the bank's credit policies, regulatory requirements, and internal controls.
- Oversee preparation of annual reviews and risk rating analysis for new and for existing borrowers.
- Prepare annual reviews, renewals, and risk rating analysis for a small portfolio of loans or as a backup.
- Review annual and interim financial statements to support timely credit review cycles.
- Participate in credit approval discussions, providing insight on portfolio impact and risk considerations.
- Ensure timely completion of renewals, modifications, covenant tracking, and annual review documentation.
- Participate in client meetings, as appropriate, to support ongoing relationship management.
- Provide management reporting and portfolio analytics to senior leadership regarding concentrations, trends, and emerging risks.
- Continuously evaluate workflows to improve efficiency, consistency, and risk management.
- Support implementation of new systems, reporting tools, or process enhancements.
- Ensure team compliance with documentation standards, annual review timelines, loan policy requirements, and audit findings.
- Participate in mandatory Community Reinvestment Act (CRA) activities and initiatives, including community outreach, volunteer events, financial education programs, and related efforts, as assigned.
Requirements
- Minimum 7+ years of experience in commercial credit and loan portfolio management within a financial institution.
- 2+ years of leadership or supervisory experience required.
- Strong understanding of commercial loan structures, financial statement analysis, and regulatory compliance
- Proven leadership, team-building, and mentoring abilities.
- Strong analytical, problem-solving, and decision-making skills.
- Excellent verbal and written communication abilities, including report preparation and presentation.
- High attention to detail and ability to manage multiple priorities.
- Proficiency with loan management systems and Microsoft Office (Excel, Word, PowerPoint).
- Working knowledge of credit risk rating systems and regulatory guidelines (OCC, FDIC, etc.).
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field required; MBA or advanced degree preferred.
- Credit Risk Certification (CRC), RMA designation, or equivalent, preferred