Vice President/Senior Lender

Responsibilities

• Develops and maintains lending policies that support strong credit quality, profitability, regulatory compliance, and long-term growth.
• Makes recommendations for lending and risk management strategies aligned with the Bank’s objectives.
• Manages portfolio composition and balance sheet goals, establishes loan pricing strategies, evaluates funding sources, oversees the Allowance for Credit Losses (ACL) process, and communicates significant lending initiatives to leadership and the Board of Directors.
• Directs all lending activities and ensures compliance with Bank policies, procedures, and regulatory requirements.
• Manages agricultural and commercial loan relationships, identifies new business opportunities, conducts customer visits and annual credit reviews, monitors portfolio performance, approves credit requests within established authority limits, participates in Loan Committee activities, and prepares reports and recommendations for senior leadership and the Board.
• Coaches and develops lending staff to promote high performance, sound credit practices, and adherence to the Bank’s values.
• Serves as an active member of the senior leadership team, contributing to strategic planning and organizational initiatives.
• Presents lending, economic, and strategic information to the Board and leadership team and represents the Bank through participation in community organizations, agricultural associations, business groups, and industry events.

Requirements

• A bachelor’s degree in Business, Finance, Economics, Agriculture, or a related field is preferred, or an equivalent combination of education and experience.
• Candidates should possess a minimum of ten years of progressive lending experience, including significant agricultural lending and leadership responsibilities.
• Strong knowledge of credit administration, agricultural and commercial lending, portfolio management, regulatory compliance, and risk management is required, along with proven leadership, communication, relationship management, analytical, and decision-making skills.

Qualifications

Graduate School of Banking completion or a willingness to pursue completion is desired.

Benefits

Commensurate with experience.

Pay

TBD

Schedule

TBD

Skills

N/A

Benefits

N/A

Pay

TBD

Schedule

TBD

Application Instructions

Interested candidates should submit a resume by email to: [email protected] or by mail to:
Paul Pieschel
Farmers & Merchants State Bank
PO Box 126
Springfield, MN 56087