Vice President, Portfolio Management (Commercial Upper Middle Market- West Region)

About the role

The VP, Portfolio Management is responsible for performing financial analysis and preparing underwriting documents to support corporate credit requests. They also oversee ongoing credit monitoring and risk rating, review legal documentation, and assist in cross-selling additional bank products.

Responsibilities

• Gather and analyze financial data for clients or prospects, including verifying financial spreadsheets and assessing creditworthiness.
• Model future financial performance and identify risks and mitigants.
• Structure transactions and provide feedback to junior staff.
• Manage the approval process for lending commitments, amendments, waivers, and consents.
• Review and maintain legal documentation, ensuring compliance with regulations.
• Monitor accounts and track covenant compliance, earnings trends, and management capability.
• Identify potential problem accounts and work with the Asset Recovery Group.
• Attend management presentations and conduct plant/site visits.
• Contribute to or prepare white papers on assigned industry segments.
• Provide guidance and feedback to Analysts and Associates.

Requirements

• Minimum of 5 years of commercial underwriting, credit, banking, or financial services experience.
• Bachelor's Degree or equivalent work experience in finance, accounting, economics, or business (preferred).
• MBA (preferred).

Skills

• Understanding of foundational accounting principles and ability to interpret and analyze financial statements.
• Effective utilization of financial ratios and decision-making techniques.
• Clear, concise, and persuasive communication skills.
• Ability to shepherd transactions through all required stages, manage risk, and ensure a favorable client experience.
• Ability to identify, assess, and control potential risks in corporate lending.
• Properly grading loans to reflect their risk level and ensuring accurate risk ratings.
• Understanding of specific loan terms and conditions to mitigate risk of loss.
• Initiative, setting clear objectives, and prioritizing tasks to meet deadlines.
• Collaboration and influence with others to reach a shared goal.
• Competence in gathering relevant research, analyzing data, and synthesizing large amounts of information.
• Experience structuring financial covenants for syndicated debt facilities.
• Experience managing the left lead/administrative agent role in syndicated deals.
• Knowledge of business and legal elements of credit agreements and ability to work with counsel.
• Solid understanding of banking and investment banking products and services.

Benefits

This position is eligible for a base salary ranging from $96,000.00 to $181,000.00 annually, with the possibility of incentive compensation including production, commission, and discretionary incentives. Eligible for a comprehensive benefits package.

Pay

$96,000.00 - $181,000.00 annually

Schedule

Hybrid (3+ days)