Valuation Analyst

About the role

We are hiring a Valuation Analyst to own the property valuation function across our bridge, fix-and-flip, DSCR, and construction loan products. You will review residential appraisals, validate values against the market, push back on appraisers when the numbers do not hold up, and help structure loans that fit our credit box. This is not a traditional underwriting seat. You will be the person who decides whether the collateral story is real — and you will use AI and modern valuation tools to do it faster than anyone else in the industry.

Responsibilities

• Review and validate appraisals
• Analyze as-is value, after-repair value (ARV), renovation scope, and market comps
• Cross-check valuations using MLS, HouseCanary, county records, AVMs, and broker opinions
• Engage directly with appraisers when values look off — request reconsiderations, challenge weak comps, and negotiate adjustments backed by data
• Maintain quality standards across our appraiser panel and flag recurring issues
• Translate valuation conclusions into LTV, LTC, and ARV-LTV recommendations aligned with New Silver's credit policy
• Partner with Underwriting, Sales, Construction Draw, and Operations to clear collateral conditions and get loans to close
• Assess exit scenarios and collateral positioning for fix-and-flip and rental products
• Use AI tools to automate comp research, appraisal review, and document summarization
• Develop scalable valuation workflows and QC processes that compress turn times without compromising risk discipline
• Identify opportunities to remove manual work across the valuation pipeline

Requirements

• 2–5+ years in residential valuation, appraisal review, underwriting, or collateral analysis
• Strong command of residential appraisal methodology and valuation principles
• Hands-on experience with MLS, HouseCanary (or similar AVM/valuation platforms), and county records
• Comfort working with AI tools, automation platforms, or data workflows — or genuine excitement to learn
• Sharp analytical instincts, attention to detail, and the confidence to push back on an appraiser when the file warrants it
• Experience with fix-and-flip, DSCR, bridge, or construction loan valuations is a plus
• Appraiser license or formal appraisal background is a plus, not required
• Advanced Excel / Google Sheets
• Located within driving distance of West Hartford, CT for periodic in-person collaboration