US Deputy Compliance Officer

The US Deputy Compliance Officer position is listed on behalf of a partner company. This is a key leadership role within a fast-growing financial technology environment, supporting a complex US compliance program. The role combines strategic oversight with hands-on operational ownership across BSA/AML and consumer compliance functions.

Accountabilities

• Support the execution and continuous improvement of the US compliance program, serving as a key operational leader across regulatory, risk, and consumer protection initiatives.
• Lead daily BSA/AML compliance operations, including SAR quality reviews, FinCEN regulatory reporting, transaction monitoring oversight, and escalation of material compliance concerns.
• Act as a key compliance escalation point and provide operational support to senior compliance leadership.
• Support consumer compliance program execution, including reviews related to UDAAP, Reg E, CAN-SPAM, TCPA, marketing materials, disclosures, and customer communications.
• Manage the consumer complaints program from intake through resolution, identifying trends, systemic issues, and opportunities for process improvements.
• Manage multi-state money transmission licensing activities, including renewals, regulatory notifications, and preparation for examinations.
• Maintain strong oversight of sponsor bank compliance commitments by tracking open items, documentation, and remediation activities.
• Contribute to executive and board-level compliance reporting, risk assessments, and strategic compliance initiatives.
• Develop and improve compliance policies, procedures, and documentation using technology and AI-enabled tools where appropriate.
• Conduct regulatory research and prepare evidence packages, policy updates, and compliance materials.
• Collaborate with business teams to provide practical compliance guidance while maintaining regulatory standards.

Requirements

• Deep experience in US financial services compliance, particularly within payments, fintech, money transmission, or related regulated environments.
• Strong hands-on experience with both BSA/AML and consumer compliance programs.
• Solid understanding of BSA/AML requirements, FinCEN regulations, OFAC requirements, SAR processes, and CTR processes.
• Experience supporting consumer compliance areas including UDAAP, Reg E, and complaints management.
• Familiarity with multi-state money transmission licensing requirements and state regulatory expectations.
• Experience working with sponsor banks or Banking-as-a-Service (BaaS) compliance structures.
• Strong written and verbal communication skills, with the ability to create clear policies, guidance documents, and regulatory correspondence.
• Ability to manage competing priorities, work independently, and make sound compliance decisions with limited supervision.
• Strong analytical skills with attention to detail and a proactive approach to identifying risks and improvements.
• CAMS certification or progress toward certification preferred; CRCM certification considered a plus.
• Experience supporting regulatory examinations, supervisory reviews, MSBs, remittance providers, crypto firms, or OCC-supervised institutions is advantageous.

Benefits

• Full-time remote work opportunity within the United States.
• Opportunity to play a central role in building and scaling a sophisticated compliance program.
• A high-impact position within a growing financial technology environment.
• Ability to influence compliance strategy and operational improvements.
• Exposure to complex regulatory frameworks and international financial services operations.
• Opportunity to collaborate with experienced teams across multiple regions and functions.
• Professional growth opportunities in a fast-evolving organization.
• Competitive compensation package and employee benefits.