Underwriting Rating Analyst

Sompo offers comprehensive multi-line insurance capabilities, serving middle market and large accounts domiciled in the U.S. We work through a dedicated network of brokers who share our commitment to building long-term partnerships and delivering exceptional service.

About the role

The Underwriting Rating Analyst will perform rating functions for multiple lines of admitted and non-admitted business and support the continued success of the North America Insurance Operations team. This position will be based out of our Charlotte, NC office.

Responsibilities

• Collect account-specific and policy-related information to prepare and perform rating for new quotes, requotes, issues, endorsements, and other transactions across multiple lines of business.
• Review underwriting information and instructions for completeness and accuracy, including binders, payment plans, commissions, and related documentation.
• Handle complex, unique, or unusual accounts while ensuring compliance with rating rules, department guidelines, Sompo systems, and applicable regulatory requirements.
• Maintain service standards by responding timely to requests and producing accurate, high-quality work consistent with departmental policies and procedures.
• Support audits, quality control, User Acceptance Testing, workflow improvements, process standardization, and special projects to improve team performance and operational efficiency.
• Train and mentor new team members by providing guidance, support, and knowledge sharing to help ensure team success.

Requirements

• Minimum of 2–4 years of experience as a technical assistant, underwriting assistant, rating analyst, or in a similar insurance operations role; bachelor’s degree preferred.
• Experience supporting rating, underwriting review, policy processing, or admitted and non-admitted insurance business preferred.
• Proficiency with Microsoft Office applications, including Excel, Word, PowerPoint, Outlook, Adobe Acrobat, and ImageRight.
• Familiarity with Guidewire, Policy Decisions, Power BI, MicroStrategy, or other insurance systems is a plus.
• Strong problem-solving, decision-making, time management, organization, and attention to detail.
• Excellent written and verbal communication skills, with the ability to manage multiple priorities, adapt to changing procedures, and collaborate effectively within a team structure.

Pay

Salary Range: $62,000 – $98,000. Actual compensation for this role will depend on several factors including the cost of living associated with your work location, your qualifications, skills, competencies, and relevant experience.

Benefits

• Two medical plans to choose from, including a Traditional PPO & a Consumer Driven Health Plan with a Health Savings account providing a competitive employer contribution.
• Pharmacy benefits with mail order options.
• Dental benefits including orthodontia benefits for adults and children.
• Vision benefits.
• Health Care & Dependent Care Flexible Spending Accounts.
• Company-paid Life & AD&D benefits, including the option to purchase Supplemental life coverage for employee, spouse & children.
• Company-paid Disability benefits with very competitive salary continuation payments.
• 401(k) Retirement Savings Plan with competitive employer contributions.
• Competitive paid-time-off programs, including company-paid holidays.
• Competitive Parental Leave Benefits & Adoption Assistance program.
• Employee Assistance Program.
• Tax-Free Commuter Benefit.
• Tuition Reimbursement & Professional Qualification benefits.