Underwriting Manager

Key Responsibilities

• Drive profitable underwriting by balancing appetite, pricing, terms, and risk selection across both programs.
• Maintain expense discipline across underwriting operations to support strong combined results and scalable margins.
• Serve as a primary underwriting leader to carrier partners, maintaining a credible underwriting posture and strong marketplace distribution approach for both programs.
• Lead regular carrier touchpoints (performance reviews, appetite and guidelines updates, pipeline strategy, and action plans).
• Partner with carriers on product stability, underwriting rules, and growth initiatives aligned with profitability.
• Work closely with agents and distribution partners to maintain Virtue’s marketplace reputation, consistency, and product stability.
• Reinforce underwriting clarity and responsiveness to support long-term broker relationships while protecting profitability.
• Represent The Company externally as an underwriting leader at industry meetings and key partner discussions, as needed.
• Maintain underwriting appetite, guidelines, authority levels, and referral standards.
• Ensure file quality, documentation standards, compliance with carrier and internal requirements, and consistent underwriting decisions.
• Identify portfolio trends and risk concentrations and implement course corrections quickly.
• Develop and execute staffing plans that match the needs of the Environmental and General Liability portfolios, including scale-up plans tied to growth and service expectations.
• Partner with HR to hire, onboard, and retain the right underwriting talent to support both programs.
• Coach and develop the underwriting team, driving accountability, underwriting consistency, and performance.

Qualifications

• Bachelor’s degree in a relevant discipline or equivalent experience.
• 10+ years of underwriting experience, ideally in specialty Environmental and General Liability program business, including leadership responsibility.
• Proven P&L ownership or strong financial accountability in underwriting leadership roles.
• Deep understanding of distribution dynamics and partner management (carriers, brokers, agents).
• Demonstrated success setting underwriting strategy, authority frameworks, and underwriting governance.
• Strong communication and influence skills; comfortable presenting to partners and senior audiences.
• Ability to travel up to 2x a month to NY as needed.