Underwriting Consultant
About The Role
At Symetra, we believe in empowering people to make a meaningful impact—and that includes our underwriters. As an Underwriting Consultant, you’ll bring your expertise, judgment, and curiosity to a role where thoughtful decisions truly matter. You’ll assess complex mortality risks with consistency and care, balancing sound underwriting principles with our commitment to meeting customer and market needs. This role offers the opportunity to work on sophisticated cases, including high-net-worth and international business, while contributing to a collaborative culture that values learning, partnership, and continuous improvement.
What You Will Do
- Deliver Thoughtful Underwriting Decisions
- Review individual life insurance applications with a focus on high-net-worth and foreign national clients
- Absess medical and non-medical risk in alignment with company guidelines, with the goal of delivering the best possible offer upfront
- Partner with Medical Directors, Underwriting Leadership, and peers to navigate complex or unique cases
- Apply your authority responsibly while ensuring appropriate collaboration on higher-limit cases
- Meet service expectations while maintaining quality and consistency
- Build Trusted Relationships
- Communicate underwriting decisions clearly and respectfully with internal partners and distribution teams
- Foster strong relationships that support long-term growth and mutual success
- Share your knowledge through agent and partner education, including leading seminars on underwriting topics
- Represent Symetra with professionalism in both virtual and in-person settings; occasional travel may be required
- Serve and Develop Others
- Serve as a resource and mentor for fellow underwriters, offering guidance on complex or high-visibility cases
- Contribute to a culture of learning by supporting training, coaching, and knowledge sharing
- Lead educational sessions for agents, BGAs, and underwriting colleagues
- Contribute to Continuous Improvement
- Identify opportunities to enhance underwriting processes and the customer experience
- Participate in team, department, and company initiatives that drive innovation and effectiveness
- Engage with industry events and stay current on trends to help strengthen our underwriting practices
Who You Are
- At least 7-10 years of cumulative, relevant experience
- Proven analytical and problem-solving skills
- Strong attention to detail and ability to manage large caseloads and provide quick turnaround times while maintaining Symetra’s mortality standards
- Strong technical and financial underwriting skills
- Service-oriented with commitment to meet deadlines, prioritize and handle multiple tasks in a demanding work environment
- Strong interpersonal and communication skills (written and verbal)
- Mastery of underwriting principals, practices, insurance medicine, financial underwriting, field operations, product offerings and life insurance contract law
- Ability to travel and make presentations to clients and producers
- Strong negotiation skills
- CLU, FALU and/or FLMI, or working towards completion of designation is preferred
- College degree preferred, high school diploma required
Why Work at Symetra
- Flexible full-time or hybrid telecommuting arrangements
- Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%
- Paid time away including vacation and sick time, flex days and ten paid holidays
- Give back to your community and double your impact through our company matching
What We Offer You
- Benefits and Perks
- Benefits and Perks
- Benefits and Perks
Compensation
Salary Range: $96,700 - $161,200 plus eligibility for annual bonus program
Remote Network Minimum Requirements
- Minimum Internet Speed: 100 Mbps download and 20 Mbps upload, in alignment with the FCC's definition of "broadband."
- Internet Type: Fiber, Cable (e.g., Comcast, Spectrum), or DSL.
- Not Permissible: Satellite (e.g., Starlink), cellular broadband (hotspot or otherwise), any other wireless technology, or wired dial-up.
Identity Verification
We empower inclusion at Symetra, we aspire to be the most inclusive insurance company in the country. We’re building a place where every employee feels valued, respected, and has opportunities to contribute. Inclusion is about recognizing our assumptions, considering multiple perspective, and removing barriers. We accept and celebrate diverse experiences, identities, and perspectives, because lifting each other up fuels thought and builds a stronger, more innovative company.
Creating a world where more people have access to financial freedom
Symetra is a national financial services company dedicated to helping people achieve their financial goals and feel confident about the future. In our daily work, we’re guided by the principles of Value, Transparency and Sustainability. This means we provide products and services people need at a competitive price, we communicate clearly and openly so people understand what they’re buying, and we design products—and operate our company—to stand the test of time. We’re committed to showing up for our communities, lifting up our employees, and standing up for diversity, equity and inclusion (DEI).