Underwriting Consultant
Unum · Chattanooga, TN · 1 wk ago
Finance$64k–$120k/yrFull-time
Job Posting End Date: August 30
Benefits
- Health, vision, and dental insurance
- Short- and long-term disability coverage
- Generous PTO, including paid time to volunteer
- Up to 9.5% 401(k) employer contribution
- Mental health support
- Career advancement opportunities
- Student loan repayment options
- Tuition reimbursement
- Flexible work environments
- Performance-based incentive plans
All benefits are subject to the terms of their individual Plans.
About the role
The Underwriting Consultant will demonstrate expert risk evaluation, selection, and retention of profitable business within assigned authority limits. This role requires strong partnership with Company sales teams, brokers, and internal partners. The incumbent may also assist with training, technical development, and mentoring of other underwriters, and will lead and influence organizational change to drive profitable results.
Responsibilities
- Consult with sales and service partners to provide products and plan options that best meet customer needs
- Evaluate and select risk to ensure profitable acquisition of new cases and retention of in-force cases
- Conduct high-quality risk assessments to meet business guidelines, target profit, and metrics
- Identify and analyze risk trends, making recommendations for addressing these
- Contribute to the development of policies and procedures supporting product initiatives
- Master the Company’s product portfolio, sales, implementation, enrollment processes, and market influences
- Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners
- Act as a technical resource for junior underwriters and provide developmental feedback on case-level decisions
- Mentor and coach junior underwriters, providing input to management regarding mentee performance
Requirements
- Bachelor’s degree or equivalent, relevant business experience
- Demonstrated, consistent proficiency at Senior Underwriter level
- Mastery of product provisions, plan designs, pricing, and contractual benefits
- Excellent technical expertise in risk selection
- Strong understanding of top-line and bottom-line objectives
- Complete understanding of sales/distribution process and market trends
- Strong mentoring and coaching skills
- Strong creative problem-solving and critical thinking/analytical reasoning skills
- Excellent verbal and written communication skills
- Strong organizational skills and ability to handle multiple priorities
- Highly skilled in persuasiveness and negotiation
- Ability to work both independently and in a team environment
- Strong commitment to quality and personal ownership of results
Pay
$63,500.00–$120,000.00 base salary range. Actual pay will be based on skill, geographical location, and experience.