Underwriting Consultant

Job Posting End Date: August 30

About the Company

When you join the team at Unum, you become part of an organization committed to helping you thrive. We work to provide employee benefits and service solutions that enable employees at our client companies to thrive throughout life’s moments. With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers.

Benefits

• Award-winning culture with inclusion and diversity as a priority
• Performance-Based Incentive Plans
• Competitive benefits package including:
  • Health, Vision, Dental
  • Short & Long-Term Disability
  • Generous PTO (including paid time to volunteer!)
  • Up to 9.5% 401(k) employer contribution
  • Mental health support
  • Career advancement opportunities
  • Student loan repayment options
  • Tuition reimbursement
  • Flexible work environments

All benefits listed are subject to the terms of their individual Plans.

About the Role

The Underwriting Consultant will demonstrate expert risk evaluation, selection, and retention of profitable business within assigned authority limits. This role requires strong partnership with Company sales teams, brokers, and all internal partners. The incumbent may also assist with the training, technical development, and mentoring of other underwriters, and will lead and influence others in the organization to support change and drive profitable results.

Responsibilities

• Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers.
• Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in-force cases.
• Conduct high-quality risk assessments on all cases to assure business guidelines, target profit, and metrics are met.
• Identify and analyze risk trends, making recommendations for addressing these.
• Contribute to the development of policies and procedures in support of product development initiatives.
• Demonstrate a mastery of the Company’s product portfolio, the sales, implementation, and enrollment processes, and marketplace influences.
• Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners.
• Act as a technical resource for junior underwriters and provide developmental feedback on case-level decisions within the context of a mentoring relationship.
• Act as a mentor and coach, providing input to management regarding mentee performance.

Requirements

• Bachelor’s degree or equivalent, relevant business experience.
• Demonstrated, consistent proficiency at Senior Underwriter level.
• Mastery of product provisions, plan designs, pricing, and contractual benefits.
• Excellent technical expertise in risk selection.
• Demonstrated strong understanding of top-line and bottom-line objectives.
• Complete understanding of sales/distribution process and market trends.
• Strong mentoring and coaching skills.
• Strong creative problem-solving skills.
• Strong critical thinking/analytical reasoning skills.
• Excellent communication skills, both verbal and written.
• Strong organizational skills and ability to handle multiple priorities.
• Highly skilled in persuasiveness and negotiation.
• Demonstrated ability to work both independently and in a team environment.
• Strong commitment to quality and personal ownership of results.

Pay

The base salary range for this position is $63,500.00 - $120,000.00. Actual pay will be based on skill, geographical location, and experience. Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive.