Underwriting Analyst

Forward Financing is a financial technology company based in Boston, Massachusetts with team members throughout the United States, Dominican Republic, and Canada. The company is on a mission to unlock the capital that fuels small businesses across America.

About the role

As an Underwriting Analyst, you will evaluate business data to assess financing eligibility and determine risk-adjusted pricing decisions.

• Learn and follow Forward Financing’s process and guidelines to confidently issue profitable underwriting decisions.
• Analyze and interpret small business data related to financing applications to determine the appropriate amount of capital that the business can afford.
• Gauge risk profile while understanding customers’ business needs, opportunities, and challenges.
• Advise internal sales reps to offer appealing small business financing options.
• Work with other members of the Underwriting department on initiatives to improve processes.

Why You Should Apply

Forward is a trusted source of fast, flexible funding for small businesses that have often been underserved by traditional financing options. When you join the team, you will help ensure all small businesses have access to the financial support they need to succeed.

Requirements

• Bachelor's degree.
• Ability to pick up on patterns in data and make good decisions based on these patterns.
• Analytical and self-motivated professional with a track record of exercising good judgment when making business decisions.
• Proficient in reviewing data and making decisions in situations that contain some level of ambiguity.

Pay

Annual Targeted Salary: $60,000-$65,000 USD

Monthly Variable: You have the potential to earn an additional $2,000 USD per month in variable compensation. The final payout of variable compensation is determined by achievement of performance metrics.

At Forward Financing, we're committed to fair and transparent compensation. We believe in providing a compensation package that recognizes your skills, experience, and the unique value you bring to our team. We take a market-based approach to pay, regularly reviewing benchmark data to ensure our compensation remains competitive, equitable, and aligned with our performance-driven culture. Final offers are determined by a variety of factors, including the candidate's qualifications, relevant experience, specific skills, and internal equity.

Benefits

We offer a comprehensive total rewards package, including but not limited to:

• Medical, dental, and vision benefits
• Commuter benefits
• Flexible time-off policy
• Paid parental leave
• 401k match for US employees
• Wellness reimbursement
• Volunteering days
• Annual professional development budget
• Charitable donation match

Forward is proud to be a remote-first company, keeping workplace flexibility a top priority for our employees. Employees are welcome to work from one of our premiere office locations to facilitate in-person collaboration.

Our Culture: The Forward Compass

The Forward Compass is the standard we hold for ourselves and one another—guiding how we lead, collaborate, and show up every day to move in the same direction.

• Back the Builders: We are wired to fuel customer progress, not just provide support.
• Rooted in People: We create an environment that balances deep connection with the extreme ownership and honesty required to reach our highest potential.
• Flying V: We move through coordinated effort with speed and urgency to achieve what no individual could do alone.
• Always Forward, Never Finished: We pursue growth with a relentless drive that keeps us ahead of the competition.

About Us

Forward Financing is a fintech company on a mission to unlock the capital that fuels small businesses across America. Whether facing challenges accessing traditional financing or simply needing a convenient, flexible solution, Forward is committed to funding more of the millions of small businesses nationwide. By simplifying the requirements, streamlining the process, and using advanced proprietary technology, Forward is often able to deliver approvals within hours and funds that same day—giving more businesses the financial opportunity they need to thrive. Since 2012, Forward has expanded access to capital by providing over $4.8 billion in funding to more than 92,000 small businesses. The company is A+ rated by the Better Business Bureau with an Excellent / 4.7 stars rating on Trustpilot.com. Recognized as a Best Place to Work by Built In Boston and certified as a Great Place To Work®, Forward is dedicated to empowering both its team and the customers they serve.