Underwriter/Senior Underwriter - Fidelity and Crime

About the role

Great American’s Fidelity/Crime Division is a market-leading specialty insurance business with deep expertise in protecting organizations against financial loss arising from employee dishonesty, forgery, and other crime-related exposures. In addition to Crime, the division specializes in Kidnap & Ransom (K&R) and Fine Art coverage.

This individual will work hybrid from the New York City office. Great American’s culture is built on connection, shared learning, and strong relationships. Employees are expected to maintain a meaningful on-site presence to support collaboration, relationship building, and business success.

Responsibilities

• Has accountability for risk selection / rejection, pricing, retention, growth, and profitability (within scope of authority and per divisional objectives).
• Develops and maintains effective business relationships with internal and external customers/coworkers to attract and retain profitable business.
• Interacts with the producers/insureds, assists in marketing calls, and participates in underwriting/production calls.
• Interprets, explains, and markets products and services.
• Visits producers and insureds to build and maintain business relationships, retain existing accounts, and develop new opportunities.
• Uses independent judgment and initiative to support business goals.
• Maintains a high level of customer service.
• Receives and analyzes submissions and determines terms to offer (policy limits, deductibles, coverage options and conditions, etc.).
• Prices business in accordance with company guidelines.
• Assesses risk quality and compliance within company guidelines.
• Makes recommendations on risks.
• Enters, maintains, and monitors accounts using underwriting, analysis, and desktop systems.
• Prepares effective internal and external communications on underwriting issues.
• Applies underwriting rules and guidelines, rating manual rules, and insurance laws and regulations.
• Performs other duties as assigned.

Qualifications

• Bachelor’s degree preferred.
• Generally, 3–10+ years insurance underwriting and/or business development experience.
• Financial institutions (FI) experience is a plus.
• Insurance carrier or broker experience in professional lines/crime is preferred but not required.
• High level of organizational skills; ability to establish priorities and meet deadlines.
• Proficiency in PC-based programs and Microsoft Office.
• Strong negotiation skills; verbal and written communication skills to leverage excellent customer relationships and drive opportunities for marketing products and services.
• Open to day travel to visit producers and insureds, and limited overnight travel for industry conferences, events, and internal meetings.

Pay

Salary range: $115,000 – $165,000

Benefits

• Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement.
• Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits.
• Compensation varies by role, level, and location and is influenced by skills, experience, and business needs.