Senior Underwriter - Crime & Fidelity (Remote)

About Us

Our employees are at the heart of what we do: helping people, businesses, and society prosper in good times and be resilient in bad times. At Intact Insurance Specialty Solutions, we are experts in protecting what makes businesses unique. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage aligned to our targeted customer groups.

Intact’s Global Specialty Lines business spans across more than 20 verticals in four distinct markets: U.S., Canada, UK, and Europe. This opportunity is for our U.S. team.

About the Role

We currently have an opportunity for a Senior Underwriter to join our Crime & Fidelity team located remotely nationwide. Under technical direction and within underwriting authority, you will review complex risks to determine acceptance of an application. You will determine selection or rejection of new and/or renewal business using underwriting rules, manual rating rules, and insurance laws and regulations. You may act as a coach/mentor to newer or less-experienced underwriters and assistants.

Responsibilities

• Manage a profitable book of business by evaluating results and conducting portfolio reviews for assigned territory and individual producers.
• Develop integrated pictures of factors that affect profitability, growth, and retention; recommend, implement, and monitor necessary action plans.
• Have underwriting responsibility for a book of new and renewal business.
• Examine, identify, and evaluate exposures by analyzing documentation from various sources (e.g., insurance applications, internet searches, inspection reports, credit reports).
• Make underwriting decisions to accept, decline, or modify risks within assigned underwriting authority level in partnership with the underwriting team.
• Execute underwriting strategy as determined by management, including portfolio management and self-audits.
• Implement underwriting decisions in compliance with state laws and company guidelines.
• Develop superior working relationships with producers to promote achievement of mutual operating goals (growth, retention, and profitability).
• Determine and execute strategy for account management and agency planning.
• Work closely with other departments, including claims, actuary, and risk control staff to better service producers and accounts.
• Gather and analyze competitor and producer information, including producers’ retention, profitability, and potential, in support of pricing and appetite.
• Work with other underwriting staff to determine and make recommendations for marketing, pricing, products, and systems.
• Collaborate with team members to manage work inventories and production activities to provide accurate and timely service.
• Process underwriting decisions, document files, and reports via automated desktop systems and tools.
• Regularly travel to key producers/accounts and remain a visible presence in the marketplace.
• Monitor agency action plans and participate in account management, agency planning, and marketing meetings.
• May participate in industry events and/or committees.
• Provide training and mentoring to less experienced underwriters and/or underwriting assistants.
• Stay abreast of industry, territory, and insurance trends.

Requirements

• Bachelor’s degree.
• Minimum of 3-5 years of progressively complex specialty underwriting experience.
• Professional insurance designation is preferred (e.g., AICPCU, RPLU).

Pay

The typical base salary range for this position is $96,000 - $136,000, based on location, role, experience, and skillset. For candidates located in San Francisco, CA; Washington DC; Massachusetts-based offices; and the New York City metro area, the base salary range is $121,000 - $142,000.

Benefits

• Comprehensive medical, dental, and vision insurance with no waiting period.
• Competitive paid time off programs.
• 401(k) savings and annual contributions of up to 12% of annual salary.
• Mental health support programs, life and disability insurance, and paid parental leave.
• A variety of additional voluntary benefits.

Why Choose Intact

• Our Values: We are committed to acting with the highest ethical standards through our five core values: integrity, respect, customer-driven, excellence, and social responsibility.
• Diversity & Inclusion: We see diversity as a strength and aspire to create an environment where everyone can be themselves, grow, and succeed.
• Work-Life Balance: We offer flexible work arrangements and time-off options to foster a healthy work-life balance.
• Career Growth: Shape the future of insurance, collaborate with inspiring teams, and grow your skills in a supportive environment.