Underwriter I

Duties And Responsibilities

• Reviews and approves AUS case files for accuracy, completeness & issues initial approval.
• Manually underwrites Conventional and Government loan products when required.
• Able to calculate income for borrowers with variable, self-employed, etc. as needed.
• Makes determinations on suitability and accuracy of loan documentation for both loan approval and satisfaction of applicable conditions.
• Research agency & investor guidelines to ensure compliance with UW standards.
• Communicates with branch employees regarding questions, concerns, and corrective actions for unacceptable loans.
• Discusses recommendations and alternatives for solving difficult loans with Underwriting Manager.

Requirements

• Minimum Education: Associate's degree (A.A.) or equivalent in specialized training from a two-year college or technical school combined with one to 3 years of related experience and/or training.
• Experience: Knowledge and understanding of mortgage underwriting terminology and guidelines.
• Skills: Direct endorsement (DE) designation, Certification of Delegated Underwriter preferred.

Skills And Abilities

• Ability to research and evaluate given information relative to underwriting guidelines and lender requirements.
• Good customer service focus with eye for detail.
• Excellent verbal and written communication skills for interaction with a variety of people inside and outside of the organization.

Benefits

• Comprehensive benefits package, including medical, dental, vision, paid time off and paid holidays, paid parental leave, traditional and Roth 401(k) options, profit sharing plan, employee stock purchase plan, employee home purchase plan and more.

Pay

Not specified

Schedule

On-site. Weekend work may be required.

Qualifications

Not specified

Skills

Not specified

Benefits

Comprehensive benefits package, including medical, dental, vision, paid time off and paid holidays, paid parental leave, traditional and Roth 401(k) options, profit sharing plan, employee stock purchase plan, employee home purchase plan and more.