Underwriter - Health & Life Medical

Responsibilities

• Analyze applications, review prior application data, claim history and supporting documents to determine if application can be issued immediately, or if further investigation is required.
• Perform necessary system transactions to correct application record.
• Contact agents and applicants to clarify and correct inconsistent information.
• Evaluate existing coverage amounts (this company and others) to determine benefit amounts and replacement regulations.
• Examine appropriate underwriting parameters for guidance in determining if additional information is needed to evaluate risk.
• Authenticate income and occupation class and equate to benefits applied for.
• Evaluate medical and non-medical information generated by the underwriting process, to properly assess and classify the risk.
• Review completed phone interviews and review medical records to approve or decline application.
• Perform necessary system transactions to approve or decline applications.

Competencies

• Problem Solving
• Initiative
• Adaptability
• Results Oriented
• Skills
• Strong knowledge of medical terminology
• Strong analytical and problem-solving skills
• Experience working with field sales business partners
• Responsive and customer focused
• Able to negotiate and resolve conflicts
• Strong attention to detail and organization skills
• Able to communicate verbally and in writing
• Proficient computer skills using various software packages
• Able to work in a fast-paced, high-volume environment
• Strong relationship building skills

Requirements

• 3 – 5 years of Health/Life Underwriting experience
• Bachelor's degree preferred or related work experience

Pay

The pay range for the role is $45,200 to $76,900. The specific offer will depend on an applicant’s skills and other factors.

Benefits

Chubb offers a comprehensive benefits package, more details on which can be found on our careers website.