Underwriter

About the role

The Risk team at Liberis is responsible for managing the credit risk of Liberis' portfolios, including designing effective new strategies, managing the credit quality of our products across geographies, and providing specialist credit risk advice to the business. The team is primarily based in London with colleagues in Atlanta, US and Stockholm, Sweden. The Underwriter will play a crucial role in expanding Liberis' presence in the North American market.

Responsibilities

• Supporting the Underwriting team in their day-to-day activities
• Exercising the fundamentals of underwriting
• Helping ensure fast, fair, and responsible finance to small businesses
• Assisting in the review and processing of new and repeat funding applications
• Gathering and preparing financial and business information for assessment
• Liaising directly with customers to request additional information or clarify data
• Ensuring application data is complete, accurate, and in line with internal policies
• Helping maintain underwriting records and documentation
• Learning how to evaluate risk, underwrite deals, and make balanced decisions over time
• Supporting process improvements by sharing observations and suggestions
• Ad-hoc analytical work to support decision-making stakeholders

Requirements

• 2-4 years of experience in underwriting, ideally in small-business finance or a similar lending environment
• Confidence making independent decisions and explaining them clearly to colleagues and customers
• Sharp attention to detail with the ability to stay organized while turning complex data into clear insights
• Excellent written and verbal communication skills
• Comfort working in a fast-growing, evolving business where priorities can shift quickly

Qualifications

• Some degree of analytical training, with exposure to SQL and Excel

Skills

• Strategic thinking with limited information
• Strong organizational and analytical skills
• Effective communication and interpersonal skills

Benefits

• Hybrid working policy requiring team members to be in the office at least 3 days a week, but ideally 4 days
• A supportive and collaborative team environment
• Opportunities for professional growth and development

Pay

Competitive salary and benefits package

Schedule

Flexible working hours to accommodate your needs

What We Think You’ll Need

• The ability to think strategically with limited information
• Experience in underwriting, preferably in small-business finance
• Sharp attention to detail and organizational skills
• Excellent written and verbal communication skills
• Comfortable working in a fast-growing, evolving business environment

What Happens Next?

If you think this sounds like the right next move for you, or if you're not completely confident that you fit our exact criteria, apply anyway and we can arrange a call to see if the role is a good fit for you. We value humility and are interested in hearing about what you can bring to Liberis!