Underwriter
Pathpoint · United States · 3 wk ago
RemoteRemoteFinance$160k–$165k/yrFull-time
We need to output HTML fragment with sections: About the role? Actually we have "Who We Are", "What We're Looking For", "Job Responsibilities", "What we offer", "Compensation", "About Pathpoint". Also maybe "Notes" but that's EEO etc, we should remove boilerplate. Also "Compensation Range: $160K - $165K" appears at end; we need to include Pay section if posting actually states them. There's compensation details: base salary $117k, variable, OTE $160k, accelerated earnings. Also compensation range $160K-$165K. So we can include Pay section with that info.
We need headings: for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). We should map content to appropriate headings.
We have "Who We Are" - could be About the role? Actually "Who We Are" is company overview, not role. Could be "About the role"? Not exactly. But we can include a section "About the role" maybe summarizing? However rule: include a section ONLY when posting has real, specific content for it. We have "Who We Are" content about company; we could put under "About the role"? Might be better to use "About the role" heading and put that content. Or we could skip if not matching exactly. The instruction says use headings e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. It doesn't forbid other headings? It says use
for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). We should map content to appropriate headings.
We have "Who We Are" - could be About the role? Actually "Who We Are" is company overview, not role. Could be "About the role"? Not exactly. But we can include a section "About the role" maybe summarizing? However rule: include a section ONLY when posting has real, specific content for it. We have "Who We Are" content about company; we could put under "About the role"? Might be better to use "About the role" heading and put that content. Or we could skip if not matching exactly. The instruction says use headings e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. It doesn't forbid other headings? It says use for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). Likely they expect those headings. We should map content to those headings where applicable.
We have:
- About the role: could include "Who We Are" and maybe "What We're Looking For"? Actually "What We're Looking For" is requirements/qualifications. So we can put Requirements/Qualifications there.
- Responsibilities: from "Job Responsibilities".
- Benefits: from "What we offer" (list of benefits).
- Pay: from compensation details.
- Schedule: not mentioned; we should not create Schedule section if not present.
- Skills: maybe from "What We're Looking For" includes skills like technical underwriting, negotiation, communication, analytical abilities, etc. Could be Skills section.
We need to avoid duplicate content. Let's structure:
About the role
About the role
Pathpoint is the full-service E&S wholesaler that combines smart technology and expert E&S guidance to give brokers and agents unprecedented visibility and control. Traditional wholesalers offer market access without technology. Insurtech platforms offer technology without expert guidance. We do both: an in-house team of specialized E&S experts engaged at every step, paired with technology that automates the end-to-end process. Since we started trading in 2021, broad market access has helped thousands of brokers grow into bigger accounts and broader books, and we are just getting started.
Requirements
- Minimum 3 years + of E&S commercial property and casualty underwriting experience, preferably with small and mid-sized commercial accounts
- 5+ years of insurance experience
- Strong technical underwriting skills and a deep understanding of carrier appetite, guidelines, and rating concepts
- Proven success building relationships with carrier underwriters, brokers, and internal sales or account management functions
- Strong negotiation, communication, and analytical abilities, with a clear focus on profitable growth
- Confident and self-directed, thriving in a fast-paced, remote environment; high digital literacy and quick to adapt to new systems
- Results-oriented and accountable for production goals and service standards, with the humility, collaboration, and initiative a rapidly evolving organization requires
Responsibilities
- Own the territory: Manage a defined region, owning new business underwriting across commercial E&S property and casualty accounts, with accountability for monthly premium and submission goals that ladder into regional and company targets.
- Review & assess risks: Evaluate submissions for completeness, risk appetite fit, pricing considerations, and coverage requirements, exercising sound underwriting judgment on exposure and coverage needs within carrier guidelines.
- Prepare & deliver quotes: Develop accurate, competitive quotes by analyzing risk characteristics, applying underwriting guidelines, and clearly communicating coverage options, pricing, and recommendations to agents.
- Secure binds & complete placement: Proactively manage open opportunities, obtain bind commitments, coordinate required documentation, and ensure successful placement with meticulous documentation and compliance with Pathpoint and carrier underwriting standards.
- Work accounts: Prioritize and advance submissions efficiently, maintain pipeline visibility, and meet service level expectations while balancing responsiveness, marketing to carriers, risk selection, presenting options, iterating with clients, and landing accounts.
- Partner with carriers: Work with carrier underwriters to shape underwriting strategy, coverage forms, and pricing parameters.
- Improve the portfolio & platform: Review portfolio performance with Analytics to optimize profitability and efficiency, and contribute front-line insights to Product and Engineering to refine Pathpoint's proprietary underwriting system.
Skills
- Technical underwriting
- Understanding of carrier appetite, guidelines, rating concepts
- Relationship building with carrier underwriters, brokers, internal sales/account management
- Negotiation, communication, analytical abilities
- Self‑directed, remote‑work ready, high digital literacy
- Results‑oriented, accountable for production goals
About the role
Pathpoint is the full-service E&S wholesaler that combines smart technology and expert E&S guidance to give brokers and agents unprecedented visibility and control. Traditional wholesalers offer market access without technology. Insurtech platforms offer technology without expert guidance. We do both: an in-house team of specialized E&S experts engaged at every step, paired with technology that automates the end-to-end process. Since we started trading in 2021, broad market access has helped thousands of brokers grow into bigger accounts and broader books, and we are just getting started. Pathpoint’s values: Hard Problems Drive Us; We Start with Why; We Take Ownership and Accountability; We Work Together; We Move Forward.
Requirements
- Minimum 3 years + of E&S commercial property and casualty underwriting experience, preferably with small and mid-sized commercial accounts
- 5+ years of insurance experience
- Strong technical underwriting skills and a deep understanding of carrier appetite, guidelines, and rating concepts
- Proven success building relationships with carrier underwriters, brokers, and internal sales or account management functions
- Strong negotiation, communication, and analytical abilities, with a clear focus on profitable growth
- Confident and self-directed, thriving in a fast-paced, remote environment; high digital literacy and quick to adapt to new systems
- Results-oriented and accountable for production goals and service standards, with the humility, collaboration, and initiative a rapidly evolving organization requires
Responsibilities
- Own the territory: Manage a defined region, owning new business underwriting across commercial E&S property and casualty accounts, with accountability for monthly premium and submission goals that ladder into regional and company targets.
- Review & assess risks: Evaluate submissions for completeness, risk appetite fit, pricing considerations, and coverage requirements, exercising sound underwriting judgment on exposure and coverage needs within carrier guidelines.
- Prepare & deliver quotes: Develop accurate, competitive quotes by analyzing risk characteristics, applying underwriting guidelines, and clearly communicating coverage options, pricing, and recommendations to agents.
- Secure binds & complete placement: Proactively manage open opportunities, obtain bind commitments, coordinate required documentation, and ensure successful placement with meticulous documentation and compliance with Pathpoint and carrier underwriting standards.
- Work accounts: Prioritize and advance submissions efficiently, maintain pipeline visibility, and meet service level expectations while balancing responsiveness, marketing to carriers, risk selection, presenting options, iterating with clients, and landing accounts.
- Partner with carriers: Work with carrier underwriters to shape underwriting strategy, coverage forms, and pricing parameters.
- Improve the portfolio & platform: Review portfolio performance with Analytics to optimize profitability and efficiency, and contribute front-line insights to Product and Engineering to refine Pathpoint's proprietary underwriting system.
Benefits
- Insurance coverage fit for an insurance company – with some plans at no cost to you
- Competitive compensation, equity, and total rewards
- 401(k) with a 2% bi-weekly employer match
- 20 days of PTO (increased to 25 days after 2 years)
- Professional development opportunities
- Remote-first working environment with investments in in-person collaboration
- Annual $500 home office stipend
- Monthly $75 internet stipend
- Generous paid parental leave
- An insurance partner