Underwriter

Responsibilities

• Review and analyze commercial mortgage loan applications and supporting documentation
• Assess borrower creditworthiness, financial statements, tax returns, cash flow, and collateral
• Perform risk analysis and make sound underwriting decisions
• Ensure loans meet internal policies, investor requirements, and regulatory guidelines
• Work closely with loan officers, processors, and management throughout the loan process
• Prepare clear and detailed underwriting summaries and recommendations
• Identify potential risks and propose mitigating solutions
• Maintain strong communication with all parties involved in the transaction

Qualifications

• Minimum 2+ years of commercial underwriting experience
• Strong understanding of commercial real estate lending and underwriting guidelines
• Excellent attention to detail and organizational skills
• Strong communication and problem-solving abilities
• Ability to manage multiple files and deadlines simultaneously
• Experience with residential mortgage underwriting is a plus