Trucking Transportation Underwriter

About the role

Under general oversight, underwrite and manage a profitable book of commercial transportation business, primarily focused on mid-sized trucking fleets. Evaluate complex new and renewal accounts, apply sound underwriting judgment, and make risk selection, pricing, and coverage decisions within assigned authority. Develop strong relationships with agents and brokers to increase submission flow and identify profitable new business opportunities. Maintain ownership and accountability for portfolio performance while balancing growth, profitability, and underwriting discipline.

Responsibilities

• Analyze, evaluate, accept, decline, rate, quote, and bind complex new and renewal commercial transportation accounts within assigned underwriting authority.
• Evaluate trucking operations, loss experience, driver and fleet characteristics, safety practices, financial information, and other relevant exposures to determine risk acceptability, pricing, terms, and conditions.
• Develop and maintain strong relationships with agents and brokers to generate quality submission flow, retain profitable business, and identify new business opportunities.
• Manage an assigned book of business with accountability for growth, profitability, rate adequacy, retention, and overall portfolio performance.
• Review complex submissions, account loss experience, pricing models, and other underwriting information to identify profitable risk opportunities.
• Negotiate pricing, coverage, terms, and conditions with agents and brokers while maintaining underwriting discipline and product appetite.
• Monitor individual account and portfolio performance and respond appropriately to changes in loss trends, exposure, market conditions, or risk quality.
• Maintain complete and organized underwriting files with clear documentation supporting risk selection, pricing, and underwriting decisions.
• Exercise independent judgment on complex and non-standard underwriting matters and present recommendations to management when appropriate.
• Collaborate with underwriting leadership and internal business partners on market, product, agency, and portfolio initiatives.
• Assist with special projects or other duties as assigned.

Requirements

• Typically requires a bachelor's degree in insurance, finance, risk management, business, or a related field.
• Minimum of 2 years of commercial trucking transportation underwriting experience.
• Experience