Title Examiner III

About the role

Title Examiners are responsible for abstracting and examining documents from the public records and providing title opinions based on the facts and documentation. This involves using extensive title knowledge to examine the prior chain of title and all relevant documents for errors, identifying any title issues, and taking the necessary steps to ensure a clear title.

Responsibilities

• Evaluate title orders within company guidelines to determine the conditions of the title and insurability by considering the effect of documents such as deeds, deeds of trust, mechanics liens, tax liens, judgments, assessments, probates, and other matters of record.
• Analyze and evaluate pertinent record documents for determination of ownership, legal descriptions, and any conjunction to title.
• Explain the chain of title, exceptions, and requirements to customers and managers.
• Recognize title defects and formulate a curative solution.
• Assess risks and liabilities that may jeopardize the company, and bring these matters to the attention of the local title manager, state title manager, or underwriter, as appropriate.
• Maintain proper production levels and delivery standards on a daily basis.
• Work closely with the customer and management to meet time requirements for options, and assist with answering questions.
• Prepare an accurate and comprehensive title commitment in accordance with company examination and policy procedures.
• Perform other duties assigned by the manager.
• Participate in special projects and miscellaneous duties as assigned by management.

Requirements

• Minimum 8 years of experience in retail purchase title examination in the state of Florida.
• Produce a minimum of 4-5 average metes and bounds files daily OR 8-9 lot and block files daily.
• Must be proficient in examining and mapping Florida metes and bounds and section land.
• Demonstrate advanced knowledge of complex title matters, including, but not limited to, probate, foreclosure, trusts, guardianship, bankruptcy, and tax deeds.
• Exhibit excellent computer skills and the ability to quickly learn new programs and processes.
• Familiarity with title-searching software is required.
• Knowledge of advanced underwriting policies and guidelines.
• Knowledge of real estate law and title, and escrow curative procedures.
• Demonstrate the ability to be flexible when learning new streamlined procedures and guidelines to help improve the speed and accuracy of the search and exam process.
• Effective communication skills, both verbal and written.
• Organizational skills and the ability to work within established time frames.
• Ability to work in a fast-paced environment while maintaining control.
• Excellent problem-solving/critical thinking.

Qualifications

• High School diploma (or equivalent).
• Specialized training in word processing software, database, or spreadsheet software (obtained either in school or by up to six months of training) is desirable.
• Minimum of four years of industry experience.

Skills

• Advanced knowledge of complex title matters.
• Excellent computer skills.
• Knowledge of real estate law and title.
• Knowledge of advanced underwriting policies and guidelines.
• Ability to research and reach reasonable decisions for requirements and exceptions on complex matters.
• Flexibility when learning new streamlined procedures and guidelines.
• Effective communication skills.
• Organizational skills.
• Ability to work in a fast-paced environment.
• Problem-solving/critical thinking skills.

Benefits

• Health, dental, and vision benefits.
• Employer-paid disability and life insurance.
• Flexible spending accounts.
• 401K with company match.
• Paid time off and company-paid holidays.
• Wellness resources.