Territory Credit Manager - Construction

About the role

The Territory Credit Manager plays a critical role in supporting business growth by managing customer credit risk, setting credit limits, and overseeing collections across new and existing accounts. This role balances sound financial decision-making with a strong focus on customer experience and partnership with sales and internal teams. Success in this position requires strong judgment, collaboration, and the ability to manage risk while maintaining positive business relationships. This is an individual contributor role with no direct reports.

Responsibilities

• Deliver a best-in-class customer experience across customers, sales teams, and Credit partners
• Evaluate credit risk for new and existing accounts, assign credit limits, and ensure adherence to Credit Policy
• Make timely credit decisions within authority limits, balancing business growth and risk
• Manage collections portfolio, including past-due follow-up, dispute resolution, and account reconciliation
• Partner closely with sales on account holds, over-limit accounts, and credit releases
• Oversee construction credit processes, including lien rights, waivers, and bond/lien recommendations
• Utilize systems (Eclipse, GETPAID, BillTrust) to manage A/R, collections, and reporting
• Communicate proactively with internal teams and customers to resolve issues and maintain strong relationships
• Support reporting needs, including A/R aging reviews, write-off recommendations, and ad hoc analysis

Requirements

• 3–5+ years of construction credit or related experience, with strong knowledge of lien laws and credit risk
• Proven ability to assess financial, contractual, and project risk and make sound credit decisions
• Strong experience managing collections, reconciliations, and dispute resolution
• Proficiency in systems such as Microsoft Office, Eclipse, GETPAID, and BillTrust
• Excellent communication, organization, and time management skills
• Self-starter with the ability to work independently, prioritize workload, and meet deadlines
• Customer-focused mindset with strong relationship-building skills across cross-functional teams

Qualifications

• Associate degree required; Bachelor’s preferred (or equivalent experience)

Skills

• Strong analytical and problem-solving skills
• Effective communication and interpersonal skills
• Ability to work independently and manage multiple tasks

Benefits

• Healthcare plans
• Dental & vision
• Paid time off
• Paid parental leave
• 401(k) retirement savings with company match
• Professional and personal development programs
• Opportunity to become a shareholder

Pay

$60,000 - $85,000 (Exempt, Individual Contributor)

Schedule

Full-time

Benefits

• Employer-paid short- and long-term disability
• Employer-paid life insurance for spouse and dependents
• Robust wellness program
• Gym reimbursement
• Employee Referral Program
• Employee Assistance Program (EAP)

What We Offer You

• Great family-friendly benefits to full-time associates

Equal Employment Opportunity Statement

Sonepar is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to their race, color, creed, religion, national origin, citizenship status, ancestry, sex, age, physical or mental disability unrelated to ability, marital status, family responsibilities, pregnancy, genetic information, sexual orientation, order of protection status, protected veteran or military status, or an unfavorable discharge from military service, or any other categories protected by federal, state or local law.

Pay Transparency Non-Discrimination Provision

Sonepar follows Executive Order 11246, including the Pay Transparency Nondiscrimination Provision. To learn more, Click here.