Teller/Backup Loan Assistant

About the role

The Teller/Backup Loan Assistant is responsible for providing a variety of paying and receiving functions, including processing deposits, withdrawals, loan payments, cashiers’ checks, and cash advances. He or she balances each day’s transactions and verifies cash totals. The Teller/Backup Loan Assistant performs specific assigned side-jobs and assists other Tellers with a variety of duties as required. He or she is responsible for providing clerical support for commercial lending activities under supervision which includes typing, preparing, and filing a variety of documents. The Teller/Backup Loan Assistant also opens mail and performs miscellaneous clerical functions as needed. He or she ensures that customers are promptly and professionally served.

Responsibilities

• Maintains and projects the Bank's professional reputation
• Helps other area personnel as required
• Keeps management informed of area activities and any significant problems or concerns
• Attends meetings as required
• Serves as a representative for D.L. Evans Bank in the community
• Promotes D.L. Evans Bank at all times
• Obtains and conveys information as needed
• Covers for other Tellers as needed
• Coordinates functions with related departments and Branches and provides support as needed
• Completes special projects as assigned
• Serves as a liaison between customers and other departments
• Processes deposits, withdrawals, loan payments, cash advances, gift/travel cards, cashiers checks, government bonds, and similar transactions
• Receives and disburses cash for checks/withdrawals and pays out money after verification of signatures and customer balances
• Processes transfers
• Processes assigned cash and transactions and balances at end of day
• Verifies transactions, monitors deposit amounts and examines documents for proper endorsement and negotiability, and detects and resolves discrepancies promptly
• Maintains security of assigned work area and places cash in teller drawer and locks all drawers when leaving work area
• Plays a key role in the loan process by processing loan payments and loan draws, preparing financial statements and budgets as required, reviewing loan application files, verifying, compiling, and typing information for loans, monitoring disbursements on construction and development loans, preparing and executing funding of loan packages and documentation in accordance with establishment guidelines and policies, reviewing and preparing loan documentation and files and typing loan forms, completing monthly Board of Director reports, and balancing various general ledger accounts on daily, weekly and/or monthly basis

Qualifications

• Must be at least 18 years old
• High school diploma or GED required
• Experience helpful, particularly in a financial environment
• Basic knowledge of commercial and consumer loan services and procedures preferred
• Familiarity with general loan documentation helpful
• Accurate and attentive to detail
• Well organized
• Good typing skills
• Willing and able to help others
• Able to use a computer, adding machine, copy machine, and basic business equipment
• Able to get along well with coworkers