Summer 2027 Commercial Credit/Banking Intern - Raleigh, NC

About the role

This paid internship offers a college student the opportunity to explore all aspects of the Commercial Bank at FNB, with a focus on Credit Analysis and Underwriting. The role includes credit training, financial spreads and analysis, cash flow and collateral analysis, shadowing outside sales calls with Commercial Lenders and Business Partners, and interaction with Sales & Executive Management. You will apply business and finance knowledge to real-world scenarios within the commercial banking segment while gaining practical, challenging, and meaningful on-the-job experience at a Top Workplace and Best Place to Work organization.

Responsibilities

• Participate in credit training and other systems training
• Work with credit analysts, portfolio managers, and commercial lenders to track, administer, and grow the Bank’s commercial portfolio
• Shadow commercial lenders or their business partners on outside business calls
• Interact with FNB business partners including Private Banking, Treasury Management, Wealth/Brokerage, and Business Banking
• Interact with Commercial Administration Management, including Regional Banking Executives and Market Managers
• Attend FNB-related events and trainings scheduled for all Summer Interns
• Learn organizational structures, business etiquette, interpersonal/conflict resolution/sales/negotiation skills, industry information, products and services, and functional responsibilities for various Bank departments
• Conduct thorough analysis to improve decision-making, including pricing decisions, financial analysis, qualitative analysis, credit risk mitigation, identifying borrowing needs, project timelines, and marketing plans
• Communicate clearly and effectively in writing and orally, adapting style for one-on-one, small group, and large-group settings
• Collaborate with others to achieve group goals, leveraging team members’ experiences to improve results and performance
• Take accountability for results, manage risk, pursue innovative solutions, and meet deadlines while ensuring quality output
• Follow all company policies and procedures, meet legal and regulatory requirements, and complete required trainings on time
• Develop and prioritize action steps, establish and communicate work plans, and complete project assignments with appropriate oversight
• Serve as a risk manager by understanding, reporting, responding to, managing, and monitoring risk as required by F.N.B. Corporation’s risk management program

Learning Objectives

• Gain hands-on experience working for a dynamic and innovative organization while learning about the financial services industry
• Work directly with assigned business leaders and professionals on various projects and assignments
• Participate in networking events, meetings, and corporate training opportunities to further professional development

Position Overview

As an intern at F.N.B., you will experience daily what you learned in your finance or economics classes, see how banks satisfy the needs of businesses and consumers, enhance leadership skills working with high-performing executives, learn the skills that differentiate F.N.B. in the marketplace, understand interest rates and other key financial drivers, acquire credit skills key to portfolio health, and learn complex regulatory compliance issues.

Requirements

• Officially enrolled in an undergraduate bachelor program with a major in Finance, Accounting, Marketing, or Information Technology
• High School diploma or GED
• No prior professional experience required