Strategic Underwriting Specialist

Position Overview

The Strategic Underwriting Specialist is a highly experienced underwriting professional who serves as a flexible resource across multiple underwriting teams. This individual plays a critical role in maintaining operational continuity by covering pipelines during staff absences, absorbing overflow volume, and ensuring files are accurately updated as they move through the post-closing process.

Job Responsibilities

• Cover underwriter pipelines during planned and unplanned absences, including vacation, leave, and other time-off scenarios.
• Absorb overflow loan volume across multiple teams to ensure production targets and service level commitments are met.
• Review and update loan files upon return from closing for any changes, adjustments, or outstanding conditions requiring resolution.
• Identify and correct time-entry discrepancies and other issues in Workday in coordination with team managers.
• Operate as a floater across multiple underwriting teams, adapting quickly to varying pipelines, team structures, and lender overlays.
• Underwrite loans across all agency product types in compliance with applicable guidelines, investor requirements, and company policies.
• Maintain clear, timely communication with VP of Underwriting, team managers, and support staff regarding pipeline status and priority items.
• Uphold all quality standards and regulatory requirements consistent with the organization's underwriting practices.
• Work remotely with a reliable internet connection and maintain a professional home office environment.
• Maintain availability during standard business hours with flexibility for peak production periods and occasional overtime.

Qualifications And Skills

• 5+ years of front-line mortgage underwriting experience across all agency product types.
• Active DE (Direct Endorsement), SAR (Staff Appraisal Reviewer), and LAPP (Lender Appraisal Processing Program) certifications.
• Experience with Encompass LOS, preferred.
• Experience in a floater, lead underwriter, or senior underwriter capacity, preferred.
• Experience working in a high-volume, dynamic production environment, preferred.
• Advanced knowledge of agency guidelines, AUS findings (DU/LP), and investor overlays.
• Demonstrated proficiency in underwriting Conventional, FHA, USDA, and VA loan products.
• Familiarity with Workday HR/time management platform, preferred.
• Skilled in managing multiple pipelines simultaneously across different teams and priorities.
• Excellent attention to detail with a record of delivering accurate, high-quality underwriting decisions.
• Excellent communication skills; independently effective in a remote environment.

Benefits

CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.