Underwriting Specialist

Responsibilities

• Underwrite and manage a portfolio of business within assigned authority, making sound decisions that balance risk and profitability.
• Build and maintain productive relationships with agents and brokers, identifying when to expand partnerships or step away.
• Review applications, financials, loss history, inspection reports, and other data to assess risk and determine appropriate terms.
• Follow underwriting guidelines, internal processes, and regulatory requirements in all decisions.
• Communicate clearly and directly with internal teams and external partners, explaining decisions, products, and next steps.
• Respond promptly and professionally to inquiries, maintaining a high level of service.
• Work with distribution partners to support business growth and identify new opportunities.
• Use performance data to manage your book of business and improve results.
• Stay informed on market conditions, industry trends, and competitor activity.

Qualifications

• Must-Have: Bachelor’s degree and at least 8+ years of relevant experience or the equivalent.
• Equivalent experience is considered twelve years of relevant commercial insurance experience.
• Knowledge of Excess and Surplus is required.
• Must possess the ability to appropriately apply loss development and advanced loss analysis concepts to achieve optimal pricing of risk.
• Must possess the ability to creatively utilize coverage features, deductibles, or reinsurance on individual risks to achieve company objectives.
• Agency Management is a must.

Preferred

• Wholesale surplus lines experience.
• CPCU, ARM, or AU industry designations.
• INS21, 22, and 23 or equivalent.
• Eight or more years of experience in commercial Insurance.

Pay

Annual gross salary range: $72,560 – $157,950.

Actual salaries will vary based on factors such as a candidate's qualifications, skills, competencies, and geographical location related to this specific role.

The total compensation will include a base salary, performance-based bonus opportunities, 401(K) match, profit-sharing opportunities, and more.

Schedule

This role works a hybrid schedule that requires working from the office Monday through Wednesday, with the option of working Thursday and Friday remotely.