Staff Auditor

About the role

This Staff Auditor role supports the Internal Audit Group’s assurance coverage for the second line compliance function and coverage of higher risk consumer compliance activities. The colleague will contribute to audit engagements by supporting planning and execution activities, evaluating control design and effectiveness, and providing actionable insights that strengthen the compliance processes.

Responsibilities

• Assist Senior Managers / Managers in the execution of assigned audit tasks in line with American Express' Internal Audit procedures, internal policies and standards, and regulatory expectations throughout the audit lifecycle with guidance;
• Maintain audit proficiency through ongoing professional development, including data analytics literacy skills, technology, and banking best practices;
• Review prior audit results and relevant business monitoring materials to support Audit Planning activities such as the planning checklist;
• Attend walkthroughs, taking diligent notes, asking questions as appropriate;
• Execute straightforward audit tests (e.g., process, governance, oversight testing) and clearly document test results in accordance with internal policies and procedures to evaluate the control design and effectiveness with guidance;
• Draft work papers with supervision, demonstrating the ability to use automated work papers and other department and company tools;
• Research regulatory requirements and audit against those requirements. Identify and escalate issues as appropriate throughout testing and audit execution; draft audit issue documentation;
• Develop a foundational understanding of American Express' business model, products, services, and organizational units;
• Absorb and communicate task status, roadblocks, challenges, and potential solutions to Senior Managers/Managers and leadership as appropriate.

Qualifications

• Minimum Qualifications: 0-2+ years of experience
• Demonstrates strong written and verbal communication skills to deliver quality audit work
• Works independently, within the team and across various teams in a fast-paced environment to drive business results, employing creative thinking, and the ability to work on competing priorities
• Learns how to break-down problems into components, and solve using data analysis, process, risk control knowledge, and experience to drive risk-based conclusions and decisions
• Develops knowledge and experience in applying control theory and professional auditing practices throughout the audit lifecycle
• Develops understanding of regulations, regulatory risks, accounting, and financial industry best practices, including technology and data implications
• Prior experience working at a Big Four / G-SIB
• Prior experience in a 2nd line compliance function or auditing a second line function
• Understanding of Consumer Compliance regulations such as Unfair, Deceptive, or Abusive Acts or Practices, Truth in Lending, Equal Credit Opportunity Act, and Fair Credit Reporting Act
• Experience with data analytic tools, data visualization, key risk indicators (KRIs), key performance indicators (KPIs), information systems / technology, and scorecards / dashboards, etc.
• Interest in working with data, interpreting results, analytic best practices and experience with data analytics tools and data visualization

Benefits

Competitive base salaries
Bonus incentives
6% Company Match on retirement savings plan
Free financial coaching and financial well-being support
Comprehensive medical, dental, vision, life insurance, and disability benefits
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities

About Us

We back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service. As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

About the Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

Equal Opportunity Employer

At American Express, we are committed to creating a diverse environment and are proud to be an equal opportunity employer. We do not discriminate on the basis of race, color, religion, gender, sexual orientation, gender identity, national origin, age, disability, or veteran status.