Sr. Underwriter II
for section headings like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content. We must not repeat job title as heading. Must not include Job ID etc. Must preserve all substantive info, remove boilerplate (EEO, legal, accommodation, unsolicited resumes, MSA, etc). Also remove duplicated lines, navigation, cookie, etc. Must not create sections with filler like "commensurate with experience". Must include Pay section only if posting states compensation range. It does: "Compensation Range The US base salary range for this full-time position is $100,000-$150,000 annually." So include Pay section.
Benefits: there is "Why You'll Love Working Here" list of benefits. So include Benefits section.
Schedule: not mentioned explicitly; there is "Ability to travel, work flexible schedules, and cover different locations, if requested." That's about schedule flexibility but not explicit schedule. Might not create Schedule section unless explicit schedule like "Full-time", "Monday-Friday 9-5". Not present. So omit Schedule.
About the role: we have "A Day in the Life The Sr. Underwriter II ..." plus "Lendistry: Who We Are". Could combine into About the role? The instruction: use headings for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). So we need to map content to these headings. We have responsibilities: "What You’ll Be Doing" list. Also "A Day in the Life" describes role. Could treat that as About the role. Responsibilities: the bullet list under "What You’ll Be Doing". Requirements/Qualifications/Skills: we have "Your Areas of Knowledge and Expertise" which includes many items: experience, education, abilities. Could split into Requirements (minimum experience, education) and Qualifications/Skills (knowledge, abilities). But we must not create thin sections; prefer few substantive sections. Could combine Requirements and Qualifications into one section? But headings are predefined; we can choose to include only those with real content. Could include Requirements (minimum 8+ years, bachelor's degree) and Skills (knowledge of SBA, etc). However we risk creating thin sections if we split too much. Let's see content:
Your Areas of Knowledge and Expertise:
- Minimum 8+ years of relevant experience and in-depth understanding of SBA, Commercial C&I and real estate financing, and closing, procedures.
- Expert knowledge of SBA Standard Operating Procedures.
- Minimum bachelor’s degree. Finance, accounting, or Business Administration focus is preferred.
- Ability to manage and underwrite complex transactions with limited guidance
- Strong knowledge of financial services.
- Outstanding communication and relationship management skills.
- Excellent verbal and written communication skills.
- Advanced computer proficiency.
- Ability to travel, work flexible schedules, and cover different locations, if requested.
- Bilingual English-Spanish preferred.
- Attain customer satisfaction.
- Ability to structure and analyze complex commercial credit transactions.
- Excellent verbal and written communication skills (duplicate)
- Sophisticated word processing and computer database skills, especially in Microsoft Word and Excel.
- Thorough knowledge of accounting principles, financial statement analysis, and banking operations and regulations.
- Good interpersonal skills with the ability to work effectively with individuals and groups at all organizational levels, ability to work independently and as part of a team.
- Strong analytical ability with active listening skills.
- Willingness to adapt to changing business needs and deadlines, including extended work hours.
- Exhibit a professional, business-like appearance and demeanor.
We could treat this as Requirements (experience, education) and Skills (the rest). But many items overlap. Could make a single "Requirements" section that includes all. The instruction: "Prefer a few substantive sections over many thin ones." So maybe just have About the role, Responsibilities, Requirements, Benefits, Pay. That's five sections. That seems fine.
We need to extract About the role content: combine "A Day in the Life ..." and "Lendistry: Who We Are". Also maybe include some description from earlier? The posting starts with EEO boilerplate which we remove. Then "A Day in the Life The Sr. Underwriter II Under the direction of the Underwriting Manager, the Sr. Underwriter II will review credit applications, analyze relevant credit information, and structure requests to obtain final loan approval. Credit Executive II is also responsible for preparing memorandums and credit analysis through the loan approval process with timely and accurate due diligence. The credit executive II is also responsible for coaching and mentoring other SBA Credit Underwriters. Some travel may be required." Then "Lendistry: Who We Are ..." So About the role could be that paragraph plus the company description.
Responsibilities: "What You’ll Be Doing" list.
Requirements: "Your Areas of Knowledge and Expertise" (maybe also include "Minimum 8+ years..." etc). We'll include all.
Benefits: list under "Why You'll Love Working Here".
Pay: compensation range.
We must not include duplicated lines: there are duplicate "Excellent verbal and written communication skills." We should keep only one instance? The instruction: preserve ALL substantive information; do NOT invent or summarize away detail. Remove duplicated lines. So we need to deduplicate identical lines. So we should output each bullet only once.
Also there is duplicate "Ability to travel, work flexible schedules, and cover different locations, if requested." appears only once? Actually appears in Requirements list. Not duplicate elsewhere.
We need to format as HTML: use for headings, - for lists,
for prose.
We must not include any markdown code fences. Just raw HTML.
Let's craft.
First, About the role: combine two paragraphs into maybe two
elements or one? Could be two paragraphs.
Paragraph 1: "Under the direction of the Underwriting Manager, the Sr. Underwriter II will review credit applications, analyze relevant credit information, and structure requests to obtain final loan approval. The Sr. Underwriter II is also responsible for preparing memorandums and credit analysis through the loan approval process with timely and accurate due diligence. The Sr. Underwriter II is also responsible for coaching and mentoring other SBA Credit Underwriters. Some travel may be required."
Note: original had "Credit Executive II" but likely typo; we should keep as Sr. Underwriter II. We'll adjust to keep meaning.
Paragraph 2: "Lendistry is the nation’s largest minority-led, tech-savvy lender for small businesses and commercial real estate. As a certified Community Development Financial Institution (CDFI) and Community Development Entity (CDE), our mission is all about creating economic opportunities and fueling growth for small business owners and their communities. Join us as we pave the way with innovative financing and financial education!"
We need to preserve all substantive info; we can keep as is.
Now Responsibilities: list from "What You’ll Be Doing". Let's extract each bullet:
- Review initial loan application packages from Sales to determine eligibility and additional required documentation.
- Structure loan package to fit within minimum requirements of products available
- Have knowledge of Business and Personal Tax Returns, Interim Financials, Bank Statements etc.
- Decision loan files (decline, suspend, or submit for approval).
- Run all background checks for business and merchants.
- Review 3rd party reports (Credit report, Business Experian, CAIVRS etc.).
- Sets-up calls and discusses file with client (initial interview).
- Review completed file for underwriting.
- Ensure all information is received prior to underwriting.
- Underwrite the transaction and prepare package for third party approval.
- Perform other duties as assigned to support the efficient and effective operation of the department and that help to make Lendistry the best place to work!
We need to ensure grammar: some bullets start with verb; we can keep as is.
Now Requirements: from "Your Areas of Knowledge and Expertise". Need to deduplicate duplicates: "Excellent verbal and written communication skills." appears twice; we keep one.
List items:
- Minimum 8+ years of relevant experience and in-depth understanding of SBA, Commercial C&I and real estate financing, and closing, procedures.
- Expert knowledge of SBA Standard Operating Procedures.
- Minimum bachelor’s degree. Finance, accounting, or Business Administration focus is preferred.
- Ability to manage and underwrite complex transactions with limited guidance
- Strong knowledge of financial services.
- Outstanding communication and relationship management skills.
- Excellent verbal and written communication skills.
- Advanced computer proficiency.
- Ability to travel, work flexible schedules, and cover different locations, if requested.
- Bilingual English-Spanish preferred.
- Attain customer satisfaction.
- Ability to structure and analyze complex commercial credit transactions.
- Sophisticated word processing and computer database skills, especially in Microsoft Word and Excel.
- Thorough knowledge of accounting principles, financial statement analysis, and banking operations and regulations.
- Good interpersonal skills with the ability to work effectively with individuals and groups at all organizational levels, ability to work independently and as part of a team.
- Strong analytical ability with active listening skills.
- Willingness to adapt to changing business needs and deadlines, including extended work hours.
- Exhibit a professional, business-like appearance and demeanor.
Check for duplicate "Outstanding communication and relationship management skills." vs "Excellent verbal and written communication skills." they are different.
Now Benefits: list from "Why You'll Love Working Here". Items:
- Comprehensive Medical, Dental, and Vision Insurance
- Generous Paid Time Off
- Birthday Day Off
- 12 Paid Company Holidays
- 401(k) Match
- FSA and HSA
- Paid Life Insurance
- Paid Disability Insurance
- Pet Insurance
- Employee Assistance Program (EAP)
- Professional Development Courses
- In Office Provided Snacks and Drinks
- Gym Facilities (LA & Tustin/CEC Offices)
- In Office Engagement Activities
We need to keep as is.
Pay: compensation range: "The US base salary range for this full-time position is $100,000-$150,000 annually." Could also include note about determination etc. We should preserve all substantive info: includes sentences about determination, location, etc. Let's capture the whole paragraph:
"Compensation Range The US base salary range for this full-time position is $100,000-$150,000 annually. Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum base salary for new hires for the position across all US locations. Within the range, individual pay is determined by multiple factors like job-related skills, experience, and state of residence. Your recruiter can share more about the specific salary range during the interview process. Please note that the compensation details listed in US role postings reflect the base salary only, and do not include any variable compensation elements."
We'll put that in a
under Pay heading.
Now ensure we didn't include any boilerplate: we removed EEO lines, accommodation, unsolicited resumes, MSA, acknowledgment, etc. Also removed "Physical Requirements" section? The instruction: only include sections when posting has real specific content. Physical Requirements is present; but we don't have a heading for Physical Requirements in allowed list. The allowed headings are About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Physical Requirements not in list, so we should not create a heading for it. Should we incorporate that info elsewhere? Possibly under Requirements? But it's about physical demands, not typical qualifications. The instruction says to use those headings only; we could omit Physical Requirements entirely if not fitting. However we must preserve ALL substantive information. If we omit Physical Requirements, we lose that info. But we could incorporate it into Requirements section as a bullet? The instruction: "Use
for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule)." It says e.g., implying those are examples, but likely we should
- for lists,
for prose. We must not include any markdown code fences. Just raw HTML. Let's craft. First, About the role: combine two paragraphs into maybe two
elements or one? Could be two paragraphs. Paragraph 1: "Under the direction of the Underwriting Manager, the Sr. Underwriter II will review credit applications, analyze relevant credit information, and structure requests to obtain final loan approval. The Sr. Underwriter II is also responsible for preparing memorandums and credit analysis through the loan approval process with timely and accurate due diligence. The Sr. Underwriter II is also responsible for coaching and mentoring other SBA Credit Underwriters. Some travel may be required." Note: original had "Credit Executive II" but likely typo; we should keep as Sr. Underwriter II. We'll adjust to keep meaning. Paragraph 2: "Lendistry is the nation’s largest minority-led, tech-savvy lender for small businesses and commercial real estate. As a certified Community Development Financial Institution (CDFI) and Community Development Entity (CDE), our mission is all about creating economic opportunities and fueling growth for small business owners and their communities. Join us as we pave the way with innovative financing and financial education!" We need to preserve all substantive info; we can keep as is. Now Responsibilities: list from "What You’ll Be Doing". Let's extract each bullet: - Review initial loan application packages from Sales to determine eligibility and additional required documentation. - Structure loan package to fit within minimum requirements of products available - Have knowledge of Business and Personal Tax Returns, Interim Financials, Bank Statements etc. - Decision loan files (decline, suspend, or submit for approval). - Run all background checks for business and merchants. - Review 3rd party reports (Credit report, Business Experian, CAIVRS etc.). - Sets-up calls and discusses file with client (initial interview). - Review completed file for underwriting. - Ensure all information is received prior to underwriting. - Underwrite the transaction and prepare package for third party approval. - Perform other duties as assigned to support the efficient and effective operation of the department and that help to make Lendistry the best place to work! We need to ensure grammar: some bullets start with verb; we can keep as is. Now Requirements: from "Your Areas of Knowledge and Expertise". Need to deduplicate duplicates: "Excellent verbal and written communication skills." appears twice; we keep one. List items: - Minimum 8+ years of relevant experience and in-depth understanding of SBA, Commercial C&I and real estate financing, and closing, procedures. - Expert knowledge of SBA Standard Operating Procedures. - Minimum bachelor’s degree. Finance, accounting, or Business Administration focus is preferred. - Ability to manage and underwrite complex transactions with limited guidance - Strong knowledge of financial services. - Outstanding communication and relationship management skills. - Excellent verbal and written communication skills. - Advanced computer proficiency. - Ability to travel, work flexible schedules, and cover different locations, if requested. - Bilingual English-Spanish preferred. - Attain customer satisfaction. - Ability to structure and analyze complex commercial credit transactions. - Sophisticated word processing and computer database skills, especially in Microsoft Word and Excel. - Thorough knowledge of accounting principles, financial statement analysis, and banking operations and regulations. - Good interpersonal skills with the ability to work effectively with individuals and groups at all organizational levels, ability to work independently and as part of a team. - Strong analytical ability with active listening skills. - Willingness to adapt to changing business needs and deadlines, including extended work hours. - Exhibit a professional, business-like appearance and demeanor. Check for duplicate "Outstanding communication and relationship management skills." vs "Excellent verbal and written communication skills." they are different. Now Benefits: list from "Why You'll Love Working Here". Items: - Comprehensive Medical, Dental, and Vision Insurance - Generous Paid Time Off - Birthday Day Off - 12 Paid Company Holidays - 401(k) Match - FSA and HSA - Paid Life Insurance - Paid Disability Insurance - Pet Insurance - Employee Assistance Program (EAP) - Professional Development Courses - In Office Provided Snacks and Drinks - Gym Facilities (LA & Tustin/CEC Offices) - In Office Engagement Activities We need to keep as is. Pay: compensation range: "The US base salary range for this full-time position is $100,000-$150,000 annually." Could also include note about determination etc. We should preserve all substantive info: includes sentences about determination, location, etc. Let's capture the whole paragraph: "Compensation Range The US base salary range for this full-time position is $100,000-$150,000 annually. Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum base salary for new hires for the position across all US locations. Within the range, individual pay is determined by multiple factors like job-related skills, experience, and state of residence. Your recruiter can share more about the specific salary range during the interview process. Please note that the compensation details listed in US role postings reflect the base salary only, and do not include any variable compensation elements." We'll put that in a
under Pay heading. Now ensure we didn't include any boilerplate: we removed EEO lines, accommodation, unsolicited resumes, MSA, acknowledgment, etc. Also removed "Physical Requirements" section? The instruction: only include sections when posting has real specific content. Physical Requirements is present; but we don't have a heading for Physical Requirements in allowed list. The allowed headings are About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Physical Requirements not in list, so we should not create a heading for it. Should we incorporate that info elsewhere? Possibly under Requirements? But it's about physical demands, not typical qualifications. The instruction says to use those headings only; we could omit Physical Requirements entirely if not fitting. However we must preserve ALL substantive information. If we omit Physical Requirements, we lose that info. But we could incorporate it into Requirements section as a bullet? The instruction: "Use
for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule)." It says e.g., implying those are examples, but likely we should