Sr. Underwriter II

Job Responsibilities

• Analyzes middle market workers compensation accounts to make sound decisions based on individual risk characteristics, exposure analysis, hazard recognition and controls.
• Adheres to individual authority levels.
• Pricess business according to company underwriting and pricing guidelines.
• Must balance effective pricing and risk selection that produces profit and growth while maintaining successful producer relations.
• Communicates with agency personnel on underwriting issues including declinations, cancellations, exposure concerns and loss control survey results.
• Presents new and renewal proposals to agency personnel.
• Maintains the highest level of customer service internally and externally.
• Mets with agency personnel on a regular basis to develop and maintain positive and productive relationships.
• Serves as a resource to other in the resolution of complex problems and issues.
• Handles advanced level of reviews.
• Educates the agency staff on company products, services and underwriting philosophy.
• Establishes positive relationships with internal/external stakeholders through communication and collaboration.

Qualifications/Competencies

• BS/BA college degree resulting in the knowledge and skill levels acquired through undergraduate level studies especially in the areas of business administration, finance or marketing.
• Minimum of 7 years of commercial insurance experience.
• Advanced knowledge and/or experience with commercial lines underwriting.
• Strong sales and marketing skills are required which includes the ability to qualify opportunities and close deals.
• Ability to work in a team environment.
• Strong communication and negotiation skills.
• Excellent time management and organizational skills.
• Analytical skills and attention to detail.
• General Insurance program (INS)
• Associate in Commercial Underwriting (AU)
• Chartered Property and Casualty Underwriter (CPCU)
• Associate in Risk Management (ARM)
• Certified Risk Manager (CRM)
• Certified Insurance Counselors (CIC)

Benefits

• Eligible to participate in CopperPoint Insurance Companies benefit plans including medical, dental, vision, short-term disability, long-term disability, life insurance, a health savings account, a flexible spending account, and a 401k plan.
• Provides some benefits at no cost to the employee (Basic Life Insurance and AD&D at two times an employee’s annual salary, Short- and Long-term Disability coverage, and Employee Assistant Plan).
• Affordable Care Act compliant health plan options.
• Accrues 0.0846 hours of Paid Time Off (PTO) per paid hour, which may total 22 days a year.
• In addition, employees will also receive 10 paid holidays throughout the calendar year.
• Fully vested after one year of service.
• Includes a 401(k) plan with a company match.
• Generous paid time off.
• Tuition reimbursement.
• Business casual dress.
• Empowers employees by providing 12 hours of paid volunteer time annually and matching their personal contributions to the charities of their choice up to $500 per year.
• In 2020, CopperPoint employees reported 3,500 volunteer hours.