Jobs · Finance · Ohio

Sr Technical Property Adjuster

The Hanover Insurance Group · Toledo, OH · 3 wk ago
Finance$200/hrFull-time
We need to output HTML fragment with sections: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content. Must not repeat job title. Must not include Job ID. Must not include boilerplate like EEO, privacy, etc. Must preserve all substantive info. We need to parse the posting. First paragraph: "For more than 170 years, The Hanover has been committed..." That's about company, maybe "About the role"? Actually "POSITION OVERVIEW" is a section heading. We can treat that as "About the role". Use

About the role

then

with overview text. Then "IN THIS ROLE, YOU WILL:" list of duties. That's responsibilities. Use

Responsibilities

then
  • each bullet. Then "WHAT YOU NEED TO APPLY:" includes qualifications, requirements, skills. We need to separate into sections: Requirements, Qualifications, Skills. The posting lumps many items. We need to decide how to split. The instruction: Prefer a few substantive sections over many thin ones. But we must include sections only when posting has real specific content for it. We can combine some. Perhaps we can have "Requirements" for education/experience, "Qualifications" for licenses/certifications, "Skills" for abilities. Let's extract. From "WHAT YOU NEED TO APPLY:": - Bachelor’s degree preferred or equivalent experience; typically 8+ years of industry experience; industry designation relevant to the role preferred. - Recognized authority in negotiating highly complex claims; shapes and implements best practices. - Fluent in Xactimate usage with level 3 certification or the ability to achieve. - Strong knowledge of local geography, regulations, and public safety agencies, as well as the ability to build rapport with insureds and navigate the insurance and legal climate. - Strong working knowledge of applicable statues, regulations, case law, and third-party legal liability concepts. - Skilled in negotiation and developing strategies to influence outcomes. - Demonstrates sound judgment and decision-making, including litigation and compliance matters. - Expert-level insurance knowledge; deep understanding of legal and regulatory frameworks. - Communicates clearly and effectively in both verbal and written formats across a variety of situations. Selects appropriate communication channels and consistently demonstrates empathy toward all stakeholders. - Highly organized with the ability to manage complex workflows and project work. Demonstrates strong time management and desk management skills. - Makes informed decisions based on thorough analysis of complex issues. Evaluates risks and outcomes, acts independently within authority, and identifies patterns in claims to support resolution strategies. - Ability to collaborate with internal and external experts, including legal, underwriting, and other stakeholders, to ensure thorough evaluation. - Designs empathetic customer service strategies; recognized for exceptional service. - Ability to quickly assess customer concerns and anticipate questions, communicate and translate complex and technical terms clearly with easily understood language; deliver difficult messages when needed. - Skilled in using claims systems and Microsoft Office Suite. - Ability to use a personal computer and other standard office equipment. - Ability to sit and/or stand for extended periods. - Required to work on-site as needed. - Ability to travel as necessary. - Ability to work in a fast paced, changing or stressful environment. - Ability to perform work in a noisy/loud work environment. - May be required to have and maintain sufficient home-based internet connection. - Ability to operate a motor vehicle 4-5 hours per day and to get in and out of the vehicle numerous times during the day. - Ability to load and unload equipment and supplies weighing up to 30 pounds from a motor vehicle as needed to perform field work. - Ability to bend, walk, and climb for several consecutive hours while inspecting damaged buildings, often with utilities turned off or inoperable. - Ability to use a ladder safely to get on and off roofs and maintain balance while inspecting roofs. - Ability to perform field work in adverse weather. Then after that: "This job posting provides cursory examples..." that's boilerplate, can drop. Then "CAREER DEVELOPMENT:" paragraph: can be omitted? It's not a required section but could be part of About the role? Probably drop as it's generic. Then "BENEFITS:" list: Medical, dental, vision, life, and disability insurance; 401K with a company match; Tuition reimbursement; PTO; Company paid holidays; Flexible work arrangements; Cultural Awareness Day in support of IDE; On-site medical/wellness center (Worcester only); Click here for the full list of Benefits. That's substantive benefits. So include Benefits section. Then "EEO statement:" etc drop. Then "Privacy Policy:" drop. Then "Applicants who are California residents:" drop. Then "Compensation:" paragraph: "The target hiring range for this role may vary based on geographic location and other factors, including merit or performance, demonstrated proficiency, skills for the role, education, travel requirements, and experience. Additional compensation may include an annual bonus (which could take the form of a general bonus, sales incentive, or short-term incentive), long-term incentive or spot recognition awards. The posted range reflects our ability to hire at different position titles and levels depending on background and experience." This is compensation info but no specific numbers. The instruction: never create Pay/Schedule/Benefits sections unless the posting actually states them. It does state compensation info but it's vague: "target hiring range may vary". It does not give actual numbers. The rule says: never emit a heading followed by filler/placeholder text (e.g. "commensurate with experience", "not specified", "N/A", "varies", "TBD") and never create Pay/Schedule/Benefits sections unless the posting actually states them. Since compensation is described as variable, not specific numbers, it's essentially "varies". So we should NOT create a Pay section. Similarly Schedule: not mentioned besides remote Full-time/Exempt role with field investigations. It mentions remote Full-time/Exempt role. That's schedule info: Full-time, Exempt, remote. That's specific enough? It says "This is a remote Full-time/Exempt role with field investigations." That's schedule info (full-time, exempt, remote). So we could include a Schedule section with that. The rule: never create Schedule section unless posting actually states them. It does state remote Full-time/Exempt role. So we can include Schedule. Thus sections: About the role (position overview), Responsibilities, Requirements (maybe combine qualifications/skills?), Benefits, Schedule. We could also have Qualifications separate for education/experience/licenses. But to avoid many thin sections, we can combine Requirements and Qualifications into one "Requirements" section that includes education, experience, licenses, certifications, etc. Skills could be separate if there is substantive content. There's a lot of skill items. Could make Skills section. Thus: About the role, Responsibilities, Requirements, Skills, Benefits, Schedule. Check if any content for Requirements: education, experience, industry designation, licenses, etc. Yes. Skills: communication, organization, negotiation, technical skills, physical abilities, etc. We must not repeat job title. Use

    for each section. We must not include markdown fences. Now craft HTML. We need to preserve all substantive information; do not invent or summarize away detail. So we need to include all bullet points from responsibilities and requirements/skills. We must be careful not to drop any. Let's extract responsibilities bullets from "IN THIS ROLE, YOU WILL:" each sentence separated by periods? Let's list: - Independently investigate highly complex and sensitive field property service claims, including those requiring outside field investigations and catastrophe (CAT) response, ensuring thorough analysis and resolution. - Handle estimates on structures averaging $200-300k and claims up to $500k. - Lead thorough investigations, assess coverage, and issue appropriate documentation including reservation of rights and coverage letters. - Escalate issues as needed. - Collaborate with internal and external experts, including legal, underwriting, vendors, and agents, to evaluate claims and determine validity and value. - Lead cross-functional meetings and communicate complex information clearly to diverse audiences. - Serve as a subject matter expert and contribute to departmental projects and initiatives; act as a technical resource for other adjusters. - Identify and proactively pursue opportunities to transfer risk to the appropriate entities for the benefit of insureds and business partners. - Maintain comprehensive and detailed claim records, ensuring proper documentation and compliance with jurisdictional requirements. - Lead quality and efficiency initiatives for complex claims workflows. - Identify and assign subrogation potential appropriately; set up files to support successful recovery efforts. - Ensure all claims activities comply with regulatory and company standards. - Execute jurisdictional compliance requirements and support others in understanding regulatory obligations. - Use technology and data tools to identify trends, correct inconsistencies, and optimize outcomes. - Negotiate high-value and contested claims using advanced strategies. - Investigate and manage suspicious claims using advanced techniques and tools; refer to the Special Investigation Unit (SIU) as needed. - Maintain awareness of fraud indicators and regulatory reporting obligations. - Set reserves, authorize payments, and make financial decisions within authority and contribute to reserving accuracy and efficiency. - Use advanced tools and analytics to identify trends, correct inconsistencies, and improve claims handling efficiency. - Ensure proper data ingestion, labeling, and protection of personally identifiable information (PII). - Maintains comprehensive factual and organized claim records and prepares detailed reports summarizing findings and recommendations. - Serve as a mentor to junior adjusters, providing guidance on complex claims, compliance, and litigation processes. - Support training initiatives and contribute to the development of best practices and educational materials. - Deliver empathetic, clear communication throughout the claims process. - Educate claimants and stakeholders, affirm next steps, and ensure a positive customer experience. - May represent the company in mediations, arbitrations, and trials. - Must possess or obtain and maintain appropriate state adjuster licenses and continuing education credits, and a valid driver’s license. Note: Some of these are more like requirements (licenses). But they appear in responsibilities list. We'll keep them there. Now Requirements section: from "WHAT YOU NEED TO APPLY:" we need to capture all bullet-like items. Let's list them as separate items. - Bachelor’s degree preferred or equivalent experience. - Typically 8+ years of industry experience. - Industry designation relevant to the role preferred. - Recognized authority in negotiating highly complex claims; shapes and implements best practices. - Fluent in Xactimate usage with level 3 certification or the ability to achieve. - Strong knowledge of local geography, regulations, and public safety agencies, as well as the ability to build rapport with insureds and navigate the insurance and legal climate. - Strong working knowledge of applicable statues, regulations, case law, and third-party legal liability concepts. - Skilled in negotiation and developing strategies to influence outcomes. - Demonstrates sound judgment and decision-making, including litigation and compliance matters. - Expert-level insurance knowledge; deep understanding of legal and regulatory frameworks. - Communicates clearly and effectively in both verbal and written formats across a variety of situations. Selects appropriate communication channels and consistently demonstrates empathy toward all stakeholders. - Highly organized with the ability to manage complex workflows and project work. Demonstrates strong time management and desk management skills. - Makes informed decisions based on thorough analysis of complex issues. Evaluates risks and outcomes, acts independently within authority, and identifies patterns in claims to support resolution strategies. - Ability to collaborate with internal and external experts, including legal, underwriting, and other stakeholders, to ensure thorough evaluation. - Designs empathetic customer service strategies; recognized for exceptional service. - Ability to quickly assess customer concerns and anticipate questions, communicate and translate complex and technical terms clearly with easily understood language; deliver difficult messages when needed. - Skilled in using claims systems and Microsoft Office Suite. - Ability to use a personal computer and other standard office equipment. - Ability to sit and/or stand for extended periods. - Required to work on-site as needed. - Ability to travel as necessary. - Ability to work in a fast paced, changing or stressful environment. - Ability to perform work in a noisy/loud work environment. - May be required to have

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