Sr. Pricing & Risk Manager

Responsibilities

• Own end-to-end P&L for an assigned region, driving rate strategy, loss ratio targets, and expense management to deliver sustainable profitability
• Leverage AI and machine learning tools to enhance pricing accuracy, identify emerging risk patterns, and accelerate analytical workflows across the team
• Present pricing and risk insights to executive leadership and regulatory bodies, clearly articulating complex trade-offs and strategic recommendations
• Set clear goals and performance standards across teams, holding stakeholders accountable for consistent, high-quality execution
• Build and maintain enterprise-level dashboards and risk KPIs that provide real-time visibility into regional and portfolio performance
• Own regulatory modeling and compliance strategy, proactively navigating evolving requirements to minimize risk and maintain market access
• Foster a culture of intellectual curiosity, continuous improvement, and data-driven decision making at every level of the team
• Lead cross-functional problem solving on complex, high-stakes challenges — bringing together pricing, actuarial, product, and operations to drive aligned outcomes

Qualifications

• 7+ years of pricing, risk, actuarial, or advanced analytics experience, with at least 3 years in a role with direct P&L or regional business ownership
• Proven track record leading a pricing, risk, or analytics function with full accountability for strategy, outcomes, and team performance
• Experience managing regional or state-level budgets, headcount planning, and resource allocation to hit financial targets
• Deep expertise in building and interpreting executive dashboards, risk KPIs, and performance reporting that drive real business decisions
• Hands-on experience applying AI and machine learning tools to pricing, underwriting, or risk workflows — and a track record of translating those capabilities into measurable results
• Strong command of regulatory modeling and compliance requirements, with the ability to navigate complex regulatory environments across multiple states
• Demonstrated ability to influence executive leadership and external stakeholders with clarity, confidence, and well-structured analytical narratives
• Track record of driving innovation and continuous improvement in high-stakes, fast-moving environments
• High integrity, sharp judgment, and a collaborative leadership style that brings out the best in cross-functional teams