Sr. Mortgage Loan Originator

About the role

Someone responsible for providing excellent customer service and promoting Bank products/services while maintaining good relationships with current clients, past clients, and real estate professionals. Responsible for training and providing assistance to new or existing Mortgage Loan Originators.

Skills

• Good interpersonal and communication skills to generate referral business and leads
• Extensive knowledge of FHA, FNMA, FHLMC, VA, and Rural Development guidelines
• Extensive knowledge of RESPA and MDIA compliance
• Self-motivated, organized, and skilled at prioritizing tasks
• Enjoy helping people realize their dreams of home ownership
• Care about your community and have a desire to be involved

Responsibilities

• Generate loans from outside sales calls including, but not limited to real estate companies, builders, relocation companies, and the public
• Meet with prospective borrowers, review and analyze credit and financial information, determine borrower financing objectives, and present appropriate products, programs, and disclosures as required
• Provide training and guidance to newly-hired mortgage loan staff

Requirements

• High school diploma or GED
• NMLS or the ability to obtain NMLS registration
• Financial organizational skills and financial information understanding
• Minimum of five (5) years' experience in mortgage lending functions
• Customer service experience
• Sales experience preferably in the mortgage industry

Preferred qualifications

• Bachelor's degree in Finance, Accounting, or Business; or equivalent combination of education and experience

Benefits

• Medical Plan
• Prescription Drug Plan
• Teladoc™
• Dental Plan
• Vision Plan
• Flexible Spending Accounts (Healthcare & Dependent Care)
• Life and AD&D Insurance
• Disability Plans
• Life Assistance Plan (EAP)
• Multiple Supplemental Plans
• Sick Leave
• Paid Federal Holidays
• Vacation and PTO
• 401(k)
• ESOP

Working conditions

This position is in an office environment within a climate-controlled facility that can be high-traffic during peak service times. There is frequent use of the telephone, computer and other office equipment associated with this position. Individuals in this position are typically seated at their personal desk for most of the day. The individual responsible for this role must be able to perform job functions with indirect supervision and work effectively as a member of a team and independently. The individual must be capable of working harmoniously with diverse personalities of co-workers, staff and customers. This position requires regular and reliable attendance and the ability to work varying hours.