Sr. Mortgage Loan Officer

Responsibilities

• Solicit and bring in mortgage business through contacts, relationships, and referrals from real estate agents, builders, developers, and branches.
• Ensure compliance with regulatory guidelines in performing loan originator duties.
• Interview potential applicants to gather information about their needs, desires, and other relevant details.
• Obtain and review pertinent financial and credit data.
• Aid customers in understanding loan types and interest rate options, locking rates as needed, and preparing and sending initial disclosures.
• Submit information to automated underwriting software and ensure timely re-disclosures.
• Order appraisals through the system, arrange for title searches, and obtain necessary documents.
• Communicate with customers throughout the process and collaborate with processors during closing.

Requirements

• A college degree and 4+ years of mortgage lending origination experience preferred, including residential construction experience or other directly related experience.
• A combination of education and experience may meet requirements.
• Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations.
• Ability to successfully solicit loans.
• Good problem-solving skills.
• Ability to work independently.
• Strong interpersonal skills.
• Demonstrated ability to handle multiple priorities.
• Strong verbal and written communication skills.
• Ability to work effectively in a high-pressure environment.
• Ability to work with various types of computer software, including mortgage-specific software.

Qualifications

• A college degree and 4+ years of mortgage lending origination experience preferred, including residential construction experience or other directly related experience.
• A combination of education and experience may meet requirements.
• Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations.
• Ability to successfully solicit loans.
• Good problem-solving skills.
• Ability to work independently.
• Strong interpersonal skills.
• Demonstrated ability to handle multiple priorities.
• Strong verbal and written communication skills.
• Ability to work effectively in a high-pressure environment.
• Ability to work with various types of computer software, including mortgage-specific software.

Skills

• Knowledge of mortgage lending, processing, and credit analysis.
• Understanding of mortgage laws and regulations.
• Ability to successfully solicit loans.
• Problem-solving skills.
• Interpersonal skills.
• Communication skills.
• Ability to work independently and handle multiple priorities.
• Computer proficiency, especially in mortgage-specific software.

Benefits

• Medical, Dental, and Vision Insurance - Start Day One!
• Life and Disability Insurance
• Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts
• Paid Training
• Paid Time Off (PTO)
• 11 Paid Federal Holidays
• 401(k) plan with company match
• Profit Sharing
• Competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products