Sr. Manager, Market Risk Analyst

About the role

As a Market Risk Analyst within Corporate Risk Management, you will play a key role in assessing and communicating market and capital risk across the firm, including Charles Schwab Bank. This individual contributor position partners closely with senior leadership, Treasury, Financial Planning & Analysis, and regulatory stakeholders to evaluate risk exposures and translate complex analyses into actionable insights that inform strategic decision-making.

Responsibilities

• Evaluate interest rate and market risk drivers, including Economic Value of Equity (EVE), Net Interest Income (NII), and stress scenario performance
• Independently construct and interpret market and stress scenarios
• Audit and improve risk methodologies
• Maintain robust documentation of modeling assumptions
• Develop tailored communication materials for both technical and non-technical audiences
• Contribute to the continuous improvement of risk oversight

Requirements

• Bachelor’s degree
• 5+ years of experience in banking, insurance, or financial services, with exposure to asset liability management (ALM), derivative valuation, and/or capital adequacy assessment
• Experience supporting interest rate risk management, Financial Planning & Analysis (FP&A), and/or ALM frameworks, including familiarity with tools such as Polypaths, Bancware, or QRM
• Knowledge of financial services industry practices, including finance and accounting principles
• Strong proficiency in Microsoft Excel and financial modeling best practices
• Demonstrated analytical, quantitative, and problem-solving skills with strong attention to detail
• Ability to independently drive work forward, manage multiple priorities, and persist through complex challenges
• Strong written and verbal communication skills, with the ability to convey complex concepts to diverse audiences

Qualifications

• Degree in Finance, Economics, or a quantitative field, and/or CFA designation
• 6+ years of related experience in market risk, ALM, or capital risk analytics
• Experience with SQL or similar data querying tools
• Exposure to deposit modeling, mortgage prepayment modeling, or related behavioral modeling techniques

Skills

• Strong analytical and quantitative skills
• Proficiency in Microsoft Excel and financial modeling
• Attention to detail and problem-solving abilities
• Effective communication skills
• Ability to work independently and manage multiple priorities

Benefits

• 401(k) with company match and Employee stock purchase plan
• Paid time off, volunteering time, and 28-day sabbatical after every 5 years of service for eligible positions
• Paid parental leave and family building benefits
• Tuition reimbursement
• Health, dental, and vision insurance